Impt to get hospitalization and surgical plan, the one that uses medisave to buy and cash top up for extra coverage. Check if pregnancy complications are included.
diff companies offer different plans. Luckily for prudential, ectopic was covered, it cost me $17k and I didn't pay a cent I stayed at Glen E one bed. but if it was breech baby etc, its not covered. GE covered more pregnancy complications, but other items (out of pregnancy) coverage may not be as good. So u need to check.
also, I had a fibroid removal, which cost abt 13K, also I didn't pay coz I was covered. so the moment baby is delivered, and clear of everything I bought H&S plan for her also. Impt, coz you don't know when they get fever etc.
also, even if pregnancy complications not covered under this H&S, when u get pregnant and once stable you can buy pregnancy insurance. I didn't buy, so I was in constant worry what if my baby needs NICU support when I was in my last trim coz baby was small. Lucky all went well.
btw, im not agent, but just to share. ahhaha coz it really did helped me. And my friend's baby was breech, she didn't pay for her csect coz it was covered. She only paid for hospital stay, not the surgery.
Shen Hua Tang is herbs and to help remove the excess clots etc in your body.
I didn't do any confinement for all my losses coz I didn't believe in TCM. but after my ectopic I finally went to see TCM, just to tiao and Bu my body. I think it does help. but once pregnant I stopped all tcm coz my pregnancy is complicated and have to take a lot of meds. Didn't want to clash.