stef&sean: yeah, the CCL, subsidy, tax reliefs...too good to miss out, yah?
Hey, tell me more about CDA. I'm clueless about CDA's benefits...to me, it's just a time deposit sum I put in that can't be used for all the enrichment programmes for my son next time.
isabelle: But I dun lose out cos it'll be my son's birthday (DH pays for the dinner and gift), our anniversary (DH pays for the dinner and gift), and his own birthday (which he can pay for the cmobined birthday cake to share with his Virgo son)!!!! MUAHAHAHAH!
Clara: Nevermind, your bb is already born. Dun look back...