Happy blessed New Year to all!
Chris, my pregnancy was not planned. In fact all along I didn't feel ready for kids even though we're married for 10yrs already, so we always used protection. It was only recently that I started feeling some maternal instinct. One day I went for a sermon and at the end of it, the pastor asked for those who wish to receive children to raise their hands. For some reason, I raised up my hand..haha... It was really spur of the moment. Soon after that, I conceived the one time we neglected to use protection

So I believe the baby (and the maternal instinct) is really a gift from God
Jul, don't worry about 2 boys running you ragged. In fact, I have friends who have 2 boys and they can entertain themselves pretty well. My late MIL also had 3 sons and she did pretty well all by herself without maid or ILs to help. Boys can always find ways to play together, even without toys. My hubby said he and his brothers used to invent their own toys and games. Whereas for girls, they seem to need more attention (this is based on my own experience babysitting younger female cousins la).
About coping better as a younger mum, I think there are pros and cons.. Pros being higher energy level obviously, but an older mum may be more "steady" in character and can handle things better. I mean, if I look at myself 10yrs ago compared to now, I know I'll be a better mum now than before. Also an older mum would probably be more financially stable. I know if I had a kid earlier on, both me and hubby would be struggling financially for the first few yrs.
Actually I'm not worried about slogging longer till the kids are independent, I think it's really about being financially savvy and prudent. Also, it's good to let kids do some holiday jobs to let them understand the value of work by earning some of their own pocket money.