Nanz,
I was very moved by your posting last nite. I'm very glad that you and hb had the talk & cried it out. I'm sure it has brought both of you even closer...you both know that you have each other to depend on & fully understand what each other is going through...
For FET natural cycle in KKIVF, you just need to go down on D10 on the cycle you want to start. They'll start doing the scan for you. I went down everyday for the scan, when they feel that the follicle is big enough, they'll also ask you to test for ovulation using the O kit. once confirmed O, e.g O on a tuesday, the trasfer will be on the friday.
What i paid was $880 for the FET procedure, S$690+ for the insurance(3 embryos) + S$14+ per stick of O kit, depending on how many sticks you will need to use.
However, if you do not ovulate every month, talk to your dr, she may suggest artificial FEt, where either you take clomid or for my 1st FET, i had to jab lucrin. Your dr will know your history & condition best. Have a detailed talk with her & ask for her advice.