kelcqi: is it? i also FBI holder but i didn't know about the hospitalzation plan. I got the premium plan with the excess rider for my gal, so it means she can go to any hospital lor - better as it means I can follow my PD whichever hospital he goes to! Last time my gal was warded in Mt A cuz the PD cannot be contacted (notti call center) and so they advised us to bring to A & E and we did, in the end, my PD's colleague covered him to check on my gal the next day. I am not sure about the various hospitalisation plan, but we got NTUC cuz at one time, I think NTUC has one of the better plans around. I really cannot rem the details now. And er, I dun rem got any internet access or not cuz tt time i was a zombie.
talking about insurance, I also bought a life one for my gal. not that i hope something to happen to her, but when she is old enuff to afford her own, it will be very expensive. So buy now, and when she's old enuff, she can take over the policy herself.
BM: You are in good hands with Dr Fong, so just do the tests recommended and take one step at a time. In time to come, I'm sure you will be a mummy =)