Hi hi koh (liling), I just came upon this thread ...
B4 the maid arrives, you gotto get mattress/blanket/pillow (need nt be bed) & drawer/cupboar space for her to put her clothes. (Ours sleep on sofa bed in my kid's room)
I prepare shampoo + soap + towel + toothbrush + toothpaste (no shower gel as even my hubby & myself use soap) so that I pick the brand, not her. I also buy sanitary napkin for her. Dun need to buy every mth lah.
But other cost ... medical (if she falls sick + every 6mths MOM requirement checkup $38) ... dental (mine had rotton tooth and till fever/headache and it cost me $80+ @ subsidised polyclicnic but I think nowaday law change polyclinic dont subsidise anymore)... household expense every since she arrive my water + electricity all went up 50%-70% more... food & groceries also increased abt 30%, imagine feeding another adult.
But do consider your alternatives carefully before getting maid. Really alot of problem ...
If you become SAHM, perhaps you can nanny another older kid $500-600/mth. Or you can do part-time cleaner $15/hr x 2 hrs x 3 times wkly x 26 days a mth = $360. If u take 2 hseholds, it'll be $720. You can discuss with hubby to do it when ur hubby home to look after baby. Or tele-markteer. Is there a Family Service Centre @ your area? They can advise some part-time job they can get for you too ...
Should you decide to quit, certainly do that after 3mth confinement leave.
Think out of the box on owning a flat. Just imagine you pay rent $350 x 12 mth= $4200/yr. If you are 30yrs old & wk till 60 yrs old, so you can live another 30 yrs. Your rental for 30 yrs will be $126K.
Owning a 3 room flat @ Sengkang is $84K-$123K + renovation $20K min. So total approx $150K. As you cant take full loan, you'll still hv to cough up the deposit + renovation $$. And HDB will give you a loan of 20-30 yrs, of which you are just paying loan interest for 1st 10 yrs. SO meaning to own a flat, you actually payout at least $200K for the next 30 years.
BTW, did you know that if you rent 2 room from HDB (household income $800-1.5K) rental is $165.
B4 the maid arrives, you gotto get mattress/blanket/pillow (need nt be bed) & drawer/cupboar space for her to put her clothes. (Ours sleep on sofa bed in my kid's room)
I prepare shampoo + soap + towel + toothbrush + toothpaste (no shower gel as even my hubby & myself use soap) so that I pick the brand, not her. I also buy sanitary napkin for her. Dun need to buy every mth lah.
But other cost ... medical (if she falls sick + every 6mths MOM requirement checkup $38) ... dental (mine had rotton tooth and till fever/headache and it cost me $80+ @ subsidised polyclicnic but I think nowaday law change polyclinic dont subsidise anymore)... household expense every since she arrive my water + electricity all went up 50%-70% more... food & groceries also increased abt 30%, imagine feeding another adult.
But do consider your alternatives carefully before getting maid. Really alot of problem ...
If you become SAHM, perhaps you can nanny another older kid $500-600/mth. Or you can do part-time cleaner $15/hr x 2 hrs x 3 times wkly x 26 days a mth = $360. If u take 2 hseholds, it'll be $720. You can discuss with hubby to do it when ur hubby home to look after baby. Or tele-markteer. Is there a Family Service Centre @ your area? They can advise some part-time job they can get for you too ...
Should you decide to quit, certainly do that after 3mth confinement leave.
Think out of the box on owning a flat. Just imagine you pay rent $350 x 12 mth= $4200/yr. If you are 30yrs old & wk till 60 yrs old, so you can live another 30 yrs. Your rental for 30 yrs will be $126K.
Owning a 3 room flat @ Sengkang is $84K-$123K + renovation $20K min. So total approx $150K. As you cant take full loan, you'll still hv to cough up the deposit + renovation $$. And HDB will give you a loan of 20-30 yrs, of which you are just paying loan interest for 1st 10 yrs. SO meaning to own a flat, you actually payout at least $200K for the next 30 years.
BTW, did you know that if you rent 2 room from HDB (household income $800-1.5K) rental is $165.