peanut,
Yes, you can still get the house unless ur combined income is alot >8k. If reach 10k, tink can only buy new EC. U can read from HDB website.
Hdb loan is fixed rate @2.6% interest. For bank loans, different banks offer different schemes (fixed int or floating int). Normally bank loan interest rate is much higher, 1% higher. U have to check out from various banks.
I'm not sure what you meant by gov loan. As far as I understand for loans, only HDB loan(max 30 yrs or (60 or 62 minus youngest owner age)).Bank loan can be up to 35yrs loan.
Yes, you can still get the house unless ur combined income is alot >8k. If reach 10k, tink can only buy new EC. U can read from HDB website.
Hdb loan is fixed rate @2.6% interest. For bank loans, different banks offer different schemes (fixed int or floating int). Normally bank loan interest rate is much higher, 1% higher. U have to check out from various banks.
I'm not sure what you meant by gov loan. As far as I understand for loans, only HDB loan(max 30 yrs or (60 or 62 minus youngest owner age)).Bank loan can be up to 35yrs loan.