ecookie,
the thing abt ST medical insurance is WOMAN HAS TO PAY for it!!! Sooo sex biased right? For man working in ST, his spouses and childre will be covered automatically FOC but for women employee, you have to pay to get your spouse and children covered and that is what i'm doing since aria was born! paid cash $300+ (i think) every year for the both of them.. sucks man... but no choice lor.. no insurance out there cover GP visits lor...
totally agree with your statement : "guess it also depends on individual and parents working with the child to ensure that he/she reaps the benefits of a school with good structured curriculum bah"
actually, before i know the gender of my no.2, i was seriously thinking just send my girl to mee toh school since it's downstairs my unit only. so, convenient and if no.2 is boy, better still, both brother and sister go to the same school. now, since no.2 also a gal, i'm thinking of sending her to a neighbour girl school. but haven't really check out anything yet..haha...
hippo,
the rider must pay by cash right? how much yoou top up? actually i was thinking of doing that too but if i don't remember correctly, my agent told me no need since i got my girl covered under my company insurance. so, claim from company insurance first and then claim from GE woh.. i think may be that's why i never buy the rider..