Mel
Ic.. since your maid wont be left alone most of the time, then it might worth to get one, at least u got relatives and neighbours that can also help out sometimes to supervise them..
For me, I got no choice, no relatives and I cant be leaving my kids with maid without supervision, like I mentioned I am scared that the maid might just go crazy and throw my kids down the flat..
If I have no choice, I would opt for cc/ifc.. this is my personal situation which is very different to yours.. yeah, so whichever suits you best and you have the best interests of your kids at heart, just go for it.