hi everyone.. finally got time to sit down and read the forum.
me also born in 80.. but at times when i think back, i find myself quite stupid to commit myself so young. hmm.. am i the only one who is married so young and thinks this way?
re : car
if u don't have a car to begin with, then better not start getting one. i got my first car at 23. and till date, i cannot go out of the house without it. on the average, every month bout 1.2k goes to the car. My 1 year insurance + road tax is 3k+. that's a scary figure cos even if u take the cab every day and every trip, it does not work out to be even half the amount i'm paying per month.
re : KKH gynae
i was also thinking if i want to start seeing a private gynae or continue with KKH. Overall, i think if you know that u will have quite a lot of problems during pregnancy (aiyo.. like me loh) then better to stick with KKH cos anytime u are admitted and need to deliver early, u can choose to downgrade to C ward which is what i did for my second pregnancy.
My first pregnancy, i delivery at TMC, but because my elder son had breathing problems after birth, he was then warded into ICU and my hospital came up to approx 30K. And the worse thing at TMC was, every 3days, they will call me and ask me to proceed to the cashier to increase my deposit as the bill is going higher and higher. dunno what they will do it i never increase the deposit. sigh