BabyGirl,
I have both scrapbook n photo album. My photo albums are the plain types, just slot in. There are those adhesive types, so I suppose can do some kind of layout in those albums, but usually can only play around with layouts (like place diagonally, or a few photos clustered together).
My photo albums are to store the many prints. For scrapbook, I only choose some specific photos, either because I really like them, or maybe they have some meaningful event (like first swimming pics for eg.). Then these photos, can scrap into a page. For scrap pages, can add a lot of embellishment stuff, like flowers, tags, buttons, stickers etc.. to dress up the page.
Frankly, some pple can see this as a waste of time bah.. haha, but it's a mini-art piece for ourselves to keep.. So that's why people see scrapbooking as a form of hobby.. like say some people like to do painting or sewing etc.. cannot view scrapping as a way to keep photos.. cos there is no way to scrap every single photo that we take.. will go crazy!