1. We've compiled a list of frequently asked questions and their answers at http://singaporemotherhood.com/forum/threads/faq-on-using-the-new-forum.21478/
    Dismiss Notice

Feb 2018 mummies to be

Discussion in 'Year 2018 Mums' started by Wywy2018, Jun 7, 2017.

  1. Crysta1

    Crysta1 New Member

    Yup, I am buying maternity insurance, now waiting for underwriting result. I chose the GE flexi maternity insurance.

    I think it depends on what you are looking for. So far when i was researching, there are 2 types of maternity insurance plans -
    1) those stand alone insurance plans covering some conditions/complications, hosp & death benefits for both mum and baby (i think only GE and NTUC offer this);
    2) and the other one is insurance plan which come with an investment linked plan (so called "savings" but pls read up on the guaranteed and non-guaranteed returns on this).

    I wasn't comfortable with the idea of investment linked policy. For these plans, you need to pay a one-time off premium to start the insurance plan. and also a monthly premium for the insurance/investment linked plan, usually minimal $100/mth -> which means $1.2k a year. for this monthly premium, you would need to pay until you wish to terminate the policy or when your baby is 21y.o. and legally pass the right to him/her and he/she continue paying until wan to stop the policy. Yes, agents may say its good to do some savings for baby now, but pls look up on how much is saved (guaranteed and non-guaranteed returns).

    Another aspect i consider while getting insurance is the guaranteed insurability benefit (GIB), which roughly translated to guaranteed to be insured without any medical underwriting. Most maternity insurance starts with the mother coverage (pregnancy complication etc) den pass on to cover the baby after born to up to 3 years. So what happen after 3 years? u probably still need to buy a hosp + accident plan & life insurance when baby is born. but it's the uncertainty of whether anything would happen during the first few days after baby is born. If there is no GIB, the life insurance you buy after baby is born will be subject to underwriting (which means existing conditions will not be covered) and this is not what I want.

    Most maternity plan with the investment link policy has the GIB component, which is good. but for standalone maternity insurance, NTUC didnt have it while GE hav GIB (even though NTUC premium much cheaper and more coverage for pregnancy compilation and baby illnesses).

    At the end its your call. To me, I'm more concerned about insured coverage on my baby after he is born, and its really hard to predict what would happen, so I took the GE with GIB. Anyway pls consult your insurance agents to hear more about the plans before deciding cos i may not be accurately correct with the info above (disclaimer first haha).
     
    Last edited: Sep 27, 2017


  2. Crysta1

    Crysta1 New Member

    Hi mummies to be,

    Will you be storing your baby cord blood?
    Which company did you choose? Cordlife, Cryoviiva, Stemcord? Any insights?

    Or considering donating to Sg cordblood bank?
     
  3. Crysta1

    Crysta1 New Member

    Maybe discuss with your husband on hiring CL! Although ex, if never tio CNY surcharge, $3k would be still okie if you can afford it so that you can rest better and have some guidance during the first 1 mth. Somemore seeing tinkgat price already ard $2k, top up $1k for the CL 24/7 with u still sound okie.. if my EDD is after CNY peak period, i probably will consider hiring CL too haha.

    Do u intend to BF? if yes, confirm need to wake up during the night to latch and feed one unless u intending to pump out for midnight feeds (den have to worry about breast milk supply and baby nipple confusion haiz). if have CL, u probably wake up in the middle of the night to latch and feed den go back slp while the CL help u with the baby burp and changing nappies (better than nth; at least more slp and rest for u).

    Jiayou, we can de!
     
  4. Any mummies seen dr. ananda Kumar from Camden for his genetic scan?
     
  5. elyn02

    elyn02 Member

    do rem even you dont latch in the middle of the night, you will still need to wake up n pump. :) End of the day, still depends on which you prefer. The confinement fee is really not cheap. For me as a FTM, I just prefer to have more rest to recuperate and also to learn from the CL.
     
  6. hihihihi

    hihihihi New Member

    Hi, I'm deciding maternity insurance between NTUC maternity 360 and AXA. Anyone able to advise which is better?
     
  7. mrsneo

    mrsneo New Member

    How much roughly does the 20 week scan cost?
     
  8. YSK

    YSK Member

    Im did it today at KKH, cost Is $138 + gst. Im is private patient.
     
  9. mrsneo

    mrsneo New Member

    Thanks babe.. i called NUH their cost $205+gst as a private patient.
     
  10. Spaniel

    Spaniel Member

    Anyone checking for cervical length during 20 week scan?
     
  11. zenn_zenn

    zenn_zenn Member

    Is there any mommies who have bought insurance plan for the mommies and baby?

    Do you view as necessary to get it now or after bb is born?
     
  12. kellyunik

    kellyunik Member

    Any idea what is the levy charges for employing a confinement nanny thru agency. Issit really important to have herbal soup everyday when doing confinement?
     
    Last edited: Sep 30, 2017
  13. Nattie369

    Nattie369 Member

    Hi mummies.. anyone having issues with bleeding piles? I started having lots of blood while passing motion and it has been continuous for about 5 days now..read online it says internal piles bleeding which is common to pregnancy but today I went to my gynae he couldn’t feel any piles inside which he then asked me to see a specialist..I told him I hv external piles too since young and it came out every time I pass motion, again he said he see nothing coz it went back inside already and couldn’t feel anything too... it makes me worried, seeing a specialist isn’t cheap too.. he gave me ointment and medication to soften my stool, praying hard it stop bleeding so I can skip the specialist visit.. any Mummy here having same issue?
     
  14. 2angels2016

    2angels2016 Member

    My tcm told me impt to have soups for protein eg soups made with pork ribs, chicken, beef, fish bones, but not herbal soup daily. Herbal based ones take every 2-3 days will do.
     
  15. 2angels2016

    2angels2016 Member

    I had it for no1 due to too much constipation. Try not to strain too much if its not smooth. Also drink lots of water, take prune juice and fruits like dragonfruit, kiwi, oranges and apples. These helped me with constipation. The piles from no1 didn't bother me as long as my bowel movement is smooth.l
     
  16. 2angels2016

    2angels2016 Member

    I dont rem it being a standard check for no 1, cos need to use v scan. Doubt the doc will do it unless there's a history. Are you planning to request?
     
  17. Mabel Lee

    Mabel Lee New Member

    I stored mine with cordlife. They're like the leader in the market. So it was quite an easy choice for me and my hubby. I actually signed up during one of the baby fairs. And there's an upcoming one this month! So you can go and talk to their people to know more!
     
  18. Miss Momo

    Miss Momo New Member

    Hi all, I am New and just joined the forum.
    First time mummy to be and my EDD is 24 Feb.
     
    elyn02 likes this.
  19. chongie

    chongie New Member


    Thanks for the explanation. After reading up, I am also more keen on GE, but haven't get around to finding an agent. Will try to do it soon. =)
     
  20. lyniecream

    lyniecream New Member

    Dear mummies to be,

    I am a First time mom and EDD is 28 Feb.
    Anyone feeling movements around the tummy yet?
     
  21. elyn02

    elyn02 Member

    yup... since 23 sept i feel it alr. :)
     
    lyniecream likes this.
  22. elyn02

    elyn02 Member

    how much does it cost?
     
  23. Miss Momo

    Miss Momo New Member

    I haven feel mine yet. Is it normal the baby bump will get smaller/less bloated in the day?
     
  24. lyniecream

    lyniecream New Member

    I heard that FTM (first time mom) will take longer time to differentiate baby movements or wind in the tummy...
    If we walk a lot/ do more physical activities during the day, it will help to alleviate tummy bloating.
     
    Miss Momo likes this.
  25. Kwangy

    Kwangy New Member

    Hi mommies to be, I'm new to the forum and also a first time mum with EDD on 3 Feb.

    I'm starting to feel regular distinct movement of baby since a week plus ago. But there's not much movement today. Should I be worried? Or is there anywhere we could go to just check if everything's fine before the next Gynae appt which is about 3 weeks away. Thanks ladies!
     
  26. lyniecream

    lyniecream New Member

    If you think the movements have slowed down or greatly reduced, please straight away go back to your Gynae and check.
    It is totally fine to be worried about it.
    You might have peace of mind after your gynae has checked and confirmed that your little one is OK.

    Few weeks ago I had yeast infection, and I just went to see my Gynae even though my appt was not due yet.
     
  27. loviemum

    loviemum Active Member

    I signed up with PEM Confinement Agency as I went around looking for private 3 CL ladies as my EDD is 25th Feb which falls in the CNY period and was quoted between $4000 to $4500. PEM charges me $2750 and another $100 as I require them to wash my elder son’s clothes ($50 for 28 days) and another $50 for 28 days as I require the CL to cook my elder son’s share of food for 3 meals as well. Anyway, considering the amount that I paid, I think that it is quite cheap as it was during LNY period. But then again, the confinement lady from PEM Confinement Agency can only come on 20th Feb or after 20th Feb meaning that the earliest I can deliver is on 18th Feb which is one week before my EDD. I know that PEM has increased their price and if you were to engage a CL lady with PEM Confinement Agency, you will have to pay more.

    I also got my Confinement Herbal Package for my confinement from PEM Confinement Agency as well.

    In my opinion, I think it is better to engage a CL lady after my last round with my elder son and my mil. With MIL, sometimes it is not about her being capable but rather, how many things and what kind of things that she is willing to do for you. There bound to be situations whereby she cannot help you with something or that she doesn’t know how to help you. So the best would be engaging a CL lady who depends purely on your luck rather than depend on MIL whom let say, failed your expectations and sour the relationship between you and her.
     
  28. Mabel Lee

    Mabel Lee New Member

    We paid about 3K plus upfront. Rest was using cda. Also we got a free sterilizer that's worth a few hundred dollars and other freebies. I remembered them having many types of price packages though. Can't remember why we chose that particular plan but I think overall it's quite worth it since they will store for 21 years
     
  29. gracemagg

    gracemagg Member

    There is a new maternity plan from NTUC that is cheaper and has more benefits than GE. My agent who is an independent agent went through the comparisons with me. Can pass you her contact if you want..
     
  30. gracemagg

    gracemagg Member

    Hi Chongie, I was also very lost like you. Thankfully my friend recommended my agent who is independent. She went through with me the pros and cons about the 5 maternity plans and provided an objective recommendation. I highly recommend her! Her name is Grace 97108956.

    Ps; I went ahead with the NTUC plan.
     
  31. Kwangy

    Kwangy New Member

    Thank you @lyniecream. Managed to secure a slot this morning and checked that everything's fine. =)
     
  32. lyniecream

    lyniecream New Member

    Glad that everything's fine. Take care ya.. ;)
     
  33. Spaniel

    Spaniel Member

    Any mummies going to the baby fair this weekend? What are the good deals you have spotted so far online?
     
  34. lyniecream

    lyniecream New Member

  35. weiting123

    weiting123 New Member

    Recommending Diana @ 94793566. I have just finished my 7days postnatal session with her yesterday. Though quite young but skillful. She has more than 15years experience already. She is very willing to share her opinions and advices. I have learnt alot from her. She helped to clear my milk ducts and can see my breastmilk squirting out.
    A very friendly, responsive and skillful lady
     
  36. lyniecream

    lyniecream New Member

    @weiting123, I am wondering when should we begin postnatal massage session?
    Immediately after giving birth?
    Sorry for my ignorance..
     
  37. Ros_arwan

    Ros_arwan New Member

    Hi to all mothers ,

    I am Rosiani , who have a lot of experience (more than 20 years of experience) in body massage . I Am specialized in Javanese massge which includes of normal body massge , post natal and pre natal.

    My services includes Binding for post natal and Javanese herbal drink for pre and post natal massage .

    If you are interested on my service , please feel free to contact me at 9366 4712.

    *all services are housecall only*
     

    Attached Files:

  38. xueeternity

    xueeternity Member

    Hi Mabel! The cordblood package can be paid using CDA too? May I know how many % can be used to pay using CDA? As for the free sterilizer, may I know the brand? Is it the Hae Nim UV Sterilizer? You choose to pay one shot or annually? I remember the one shot payment is cheaper as compared to the annual payment ...
     
  39. Spaniel

    Spaniel Member

    I think if you had natural delivery, then you could start very quickly after birth. If you had c-section, then its at least 6 weeks before you can have a massage.
     
  40. Spaniel

    Spaniel Member


    That’s a nice deal. I am looking at Spectra pumps, in particular the S1 pump, but there doesn’t seem much deals for Spectra.

    I’m hoping to get the big items at this fair - cot, car seat, pram etc
     
  41. rac_bow

    rac_bow Member

    How did u get the free sterilizer? You signed during promotion?.
     
  42. weiting123

    weiting123 New Member

    No worries :)
    For normal delivery, you can start the massage session 5-7 days later.
    For c-sect, usually is 3-4 weeks later depending on your wound
    Do pre-book her months in advance as she's fully booked quite fast. I pre-book her 5months before my EDD. No deposit required ;)
     
    lyniecream likes this.
  43. Any ideas which brand is better? Philips Avent or Medela - for breast pump and other essentials. Thanks!
     
  44. Spaniel

    Spaniel Member

    A friend recommended Spectra S1, so I got that.
     
  45. lyniecream

    lyniecream New Member

    I bought Medela just based on recommendation from friend...
    Not sure it is good or not..
     
  46. chongie

    chongie New Member

    My sister recommended spectra, so i bought spectra s1.
     
  47. Krcc

    Krcc New Member

    Congrats to all Mummies....
    Anyone here looking for confinement nanny?
     
  48. xueeternity

    xueeternity Member

  49. lyniecream

    lyniecream New Member

    Would this kind of bathtub occupy a lot of space in the toilet?
     
  50. xueeternity

    xueeternity Member

    oh im intending to bath the baby in the room .. that's why im wondering whether a bathtub with wheels would be more convenient to push around ... :)

    however, need to keep standing to bathe the baby which sounds more dangerous n tiring, if normal bathtub, still can seat on a mini stool .. so ya im still trying to weigh the pros and cons hahaha
     
    Last edited: Oct 20, 2017

Share This Page