Yup, I am buying maternity insurance, now waiting for underwriting result. I chose the GE flexi maternity insurance. I think it depends on what you are looking for. So far when i was researching, there are 2 types of maternity insurance plans - 1) those stand alone insurance plans covering some conditions/complications, hosp & death benefits for both mum and baby (i think only GE and NTUC offer this); 2) and the other one is insurance plan which come with an investment linked plan (so called "savings" but pls read up on the guaranteed and non-guaranteed returns on this). I wasn't comfortable with the idea of investment linked policy. For these plans, you need to pay a one-time off premium to start the insurance plan. and also a monthly premium for the insurance/investment linked plan, usually minimal $100/mth -> which means $1.2k a year. for this monthly premium, you would need to pay until you wish to terminate the policy or when your baby is 21y.o. and legally pass the right to him/her and he/she continue paying until wan to stop the policy. Yes, agents may say its good to do some savings for baby now, but pls look up on how much is saved (guaranteed and non-guaranteed returns). Another aspect i consider while getting insurance is the guaranteed insurability benefit (GIB), which roughly translated to guaranteed to be insured without any medical underwriting. Most maternity insurance starts with the mother coverage (pregnancy complication etc) den pass on to cover the baby after born to up to 3 years. So what happen after 3 years? u probably still need to buy a hosp + accident plan & life insurance when baby is born. but it's the uncertainty of whether anything would happen during the first few days after baby is born. If there is no GIB, the life insurance you buy after baby is born will be subject to underwriting (which means existing conditions will not be covered) and this is not what I want. Most maternity plan with the investment link policy has the GIB component, which is good. but for standalone maternity insurance, NTUC didnt have it while GE hav GIB (even though NTUC premium much cheaper and more coverage for pregnancy compilation and baby illnesses). At the end its your call. To me, I'm more concerned about insured coverage on my baby after he is born, and its really hard to predict what would happen, so I took the GE with GIB. Anyway pls consult your insurance agents to hear more about the plans before deciding cos i may not be accurately correct with the info above (disclaimer first haha).