bbdust, i did ask my fren, her sister hired the maid to help her out during confinement (she din hire confinement lady). And now that she feels that she's ready to handle the baby alone, she's letting the maid go. And they hired the maid direct from Myamar. Apparantly, the cousin of this maid, is working for my fren's cousin. (complicated hor? lolz). So when the maid came over, she din take any loan. My fren's sis only paid for air tickets and got an agency to help out with her permit etc, then she came over liaoz. So now if she comes to me, her monthly pay will be full sum, unlike maids that we newly hire, will have to deduct the loan amount.