gingal,
I'm intending to get SBI scheme. u can sign up now and they would give u a temp card. Even if don't have temp card, as long as u sign up before u went for your check at fetal assessment centre at TMC 4th floor, u can show receipt of payment and you can get discount off the test. I think is 10%. when you delivered, it's $100 off the hospital bill and if your gynae clinic is the tenant clinic at TMC, you get some discount off the professional fees when u deliver too. card last for 2 yrs, so you can wait till you are near your 11th week scan before you sign up to maximize its benefit. oh by the way, you can get $450 off cordlife sign up too.