wendyg,
It's 30 MINTUES!!! He turned my boy up, down, right, left, then turned back again and again, and my boy already started to cry, how to listen?
Can you not ask for a copy of the medical history for the clinic? Don't know how confidentail it is.
Precious_moments,
Yes, some insuarance does covers outpatient medical bills also. My company's one does. It's from AVIVA. I asked the nurse before. For children below 2 (I think, but can't remember clearly the cut-off age), you can bring your child to see PD straight away without a GP referral (cos PD is specialist mah). But above age of 2 (or whatever cut-off age), you have to get referral from GP to see PD, otherwise the insurance won't cover.
The normal hospitalisationl bill doesn't cover outpatient bills.