Dear all MTBs,
I am from the January MTB thread, some of you who visit the thread might know that my bb was diagnosed with a congenital heart disease called " Tetralogy of Fallot", where there are four defects in my bb heart (hole in the heart, narrow pulmonary, overriding of aorta and too much muscle growth on the right ventricular), when I went for my detailed scan at wk 21+. Although there are surgical treatment available after the bb is born, we dun know how many open heart operation our bb has to go through..
When I searched for more information on the web, I came across this insurance product offered by Manulife for expectant mother, which actually covered TOF, I was so regret that I didn't know about this product before. So, I just want to share the information with you all. Please note that I am not advertising for Manulife, just that due to my experience, I guess some of you might be interested in getting to know more about this product, it's called
mum@myfuture, the prodcut summary is as below:
This is a single premium one -year policy that covers the life of a pregnant woman. The MTB paid 300 for a coverage of 10K and if:
1)The MTB has a miscarriage (defined as if the bb is lost during the first 27 week of pregnancy), she will get back the premium paid (i.e 300).
2)She has a still birth (28wk of pregnancy or older), she will get 15K.
3)The bb is diagnosed with any of the following congenital anomalies, she will get 15K.
a. Down's Syndrome
b. Spina Bifida
c. Tetralogy of Faloot
d. Oesphageal Atresia and Oesphago Trachacl Fistula
e. Hydrocephalus
f. Neonatal death
The policy terminates when any one of the above benefits have been paid.
The policy can only be purchased before the MTB reach 5 months (I am not sure how they define this, it could be calendar months or 20week), that's why I think it is more useful to this thread because most of those in the January thread already reach 20wks.
In case you are interested to find out more, you can either call Manulife or send me an email at
[email protected], I will pass you the contact of the agent who just told me about the details of this product.
Wish you all have a smooth pregnancy.
Regards,
tan tan
