Hi maplebabies, we are only allowed to use Medisave 3 times for reproductive purpose (i.e IUI/SOIUI/IVF/ICSI...first time max claim is 6K, 2nd time 5K, 3rd time 4K. So if your IUI is only 1 to 2K, not very "hua" to claim from medisave, in case next time next time need IVF...may need to claim more?
pantone, KK highly subsidize the drugs, therefore it is cheaper.