caymom, wendy
a child only has her first 3 years once. I was almost 30 years old when I left the workforce. I was thinking at that time, if I'm retiring at age 55, I will have another 25 years of working life, taking a few years off doesn't hurt. Now I feel I may really be home for good. Sigh...it's not only the first 3 years. dd1 will be 6 years old in Jan and I think she's still very reliant on me. Not forgetting dd2 the superglue
SAHM is a difficult path unless you have 200% support from hubby, both financially and emotionally. I do encounter difficulties in handling my headstrong girl & lost confidence at times. emotional support from spouse is very important.
hubby & I attended a 'fei yue' parenting talk together when dd1 was around 1 year old. hubby was so convinced by the speaker that he actually asked me to consider staying at home
In US, or other developed countries, 1 parent will stay at home with their kids, some even home school them. No maids allowed. sometimes, I think that arrangement is better for the kids, compared to the more cost effective option of sending kids to childcare or having maids as caregivers. Parenting simply cannot be outsourced
Of course money is the biggest issue! I have to forgo all my little luxuries, shop during sales only & holidays are mostly to Malaysia or anywhere accessible by budget air, that's all we can afford
retirement is my biggest concern now. Inflation rising faster than interest rate! my money is getting 'smaller' everyday
I do hope to return work one day (just don't know when) to build up our retirement nest eggs. I am those kiasee type, must buffer buffer to sleep peacefully at night, very scared no money at old age, eat grass how? crazy medical bill how?
meanwhile, brainwashing my kids to provide for us at old age. They are my insurance for old age. hopefully positive ROI