sunbelle, yes, i always buy from Income. Even shield plans for hospitalization as i hv v good claim experience with them.
Bbliss, transfer to tmc will cost a couple of hundreds. is not cheap. embyro can survive thaw or not also dunno. how many u hv left? i left w 2. so will thaw all. if w kkh, depends on which dr u choose. dr S or dr Tan. fr wat i understand, dr S usually will thaw all n pick the best 2 to transfer. the rest discarded. unless u hv alot like 2 digits. i dun like her approach. dr tan will thaw enough for transfer. if dun survive, will thaw somemore. but u hv say 3 left only, he usu thaw all. embyros r kept in straws. there is a max no of embyro each straw can take. so, choosing the grade to thaw may not be possible depending on the order they r stored.