Hi soul and KWXY, the more attractive FBI perks are:
10% off scanning at TMC (eg.Oscar)
10% off for parent class session
$100 off total delivery bill for 1 bedded, $80 off for 2 bedded, etc
5% off gynae delivery fee at TMC (must check if your gynae is applicable)
Some gynaes are affiliated with TMC and u get discount off monthly consultations but this is very rare, most of the private gynaes are not affiliated.
$400 off cordlife package
Discounts off subsequent visits to TMC
I posted this earlier, in my opinion, if you can use your FBI card for Oscar (10%=abt $40), Delivery package ($100 off), Doctor's delivery fees (5% = abt $80?), Pre-natal classes (10%).. Like that already cover more than the membership fees already. Last but not least, $400 off the cordlife package is quite attractive too. Altho I haven't quite decided abt cordblood banking yet.
So yea, for me it makes sense to apply.