(2009/12) December 2009 MTBs <IMG SRC="http://www.singaporemotherhood.com/forumboard/clipart/happy.g

calamari : I thought of aust too but not that cheap wat. The cheapest in Aust is Perth but think HB not too keen on Aust....
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Canopyhaze, hehe really?
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mstan, i think most baby friendly destinations r not cheap (japan n aust) unless it's beach resort in developing countries (batam, bintan, Phuket). if u r not bringing stroller n dun mind no diaper changing stations, can consider Bangkok, kl, penang or Hk. I think u still have to make a trade off between convenience n budget. :p
 
canopyhaze, good luck! my filipino maid with us for 1 year plus, will be letting her go back in June for her home leave. by then raelynn will be 18 mths, if she doesn't want to come back, I may consider sending both gals to cc then work full time by then. Hee.
 
canopyhaze - wow u really had a maid from hell! so daring huh.. so actually sometimes "too educated" is not a gd thing! they blur blur, gong gong... but as long as attitude gd and teachable i feel is best! :p

mrs tan - I also think OZ. :p Perth self drive. v relax and fun. dun stay in perth city lah.. boring
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Oops sounds really bad canopy! So scared next time when got maid will b like dat! My sis in law they all also had to keep changing maids!
 
Hahaha it is the past liao. I look forward to the future. =) Told agent that we want a new maid, never worked in Spore b4. My agent is quite understanding. We just told them that the maid is not suitable to work for us and it is unsafe with her around especially we have a small kid with us. I have learnt my lesson, will take a few days' leave when my new maid arrives. I reckon will be in Feb liao. Just received MOM letter last week that my 1st maid has been transferred to a new employer.
 
Canopy, hope u have better luck next one yah.. Sometimes v hard to say one, sigh...

Btw mummies what brand u all using to bathe bb hair n body? Was using avent all the way, thought of changing now...
 
weiting: im using Johnsons Top to Toe bath.

Canopy: wow, ur 1st maid still manage to find a new employer....if u get a new maid who has neva work in sg before, means u have to pay higher salary becoz of the new ruling?
 
WT : I'm using Mustela, very nice.
Alicia : Yalor, we're quite surprised that she can be transferred out so fast! Was prepared to forfeit the 2k+
What new ruling? Actually if the maid is good, we don't mind paying a bit more. Peace of mind .

thanks ladies for the encouragement. So now, my part time aunty comes and help out till we find a maid. She is so nice.
 
WT : Kiddy got sell Gaia, Mustela and Johnson, I bought the mustela from the kiddy marina sq. U going there now? I m going to mothercare there in a while.
 
canopy: I read New ruling if those filipino maid nv work in sg before, comes straight to sg n work. the min salary is abt $600. other mummies, can correct me if im wrong.
 
Canopy, so far no monkeys spotted! I think new grills helps!

Omg! Your maid is horrible! My maid is coming soon.. She previously work with my in laws. Hope won't change pattern. Wish your new maid is a good one! Btw, you leave kiren with maid alone? Or your mum or mil is around to keep a lookout?
 
Canopy, yup, I've just signed up for a part time real estate sales course starting mid Jan. Thinking of becoming agent cos I like to look at houses. haha.
 
Mdtd:
Ashton recovered from Ls now is my turn! Jialak! Yday n today!! Legs jelly liao.. Ya, all of u all celebrate liao only left me! Cos Ashton is a Jan Bb! Lol.. Mine at downtown east chalet nia..
Oh, I ordered my cake from cupcake divinity but she hven reply me to cfm my orders yet lor..

Oh ya, I can't see the link for the zouk pics leh.. Use iPhone cannot ar? I lazy to on laptop le..

Pauline:
Wah.. Ur hubby really talented leh... Hehe ... Oh u wana be agent ar? U joined which coy?
I used to be an agent too! Come to think of it, I'm still a agent jus tt I'm not ceha-Ed qualified n no transactions done over 2 yrs liao!! Lol..
I was fr era then switch to hsr till now...


Ainsley:
the csi exh gd bor? I tot of gg too... But Sibeh far leh... Hw much is the fees ar? Bb free hor?? Keke
 
MTDT, no, not yet, I only signed up for RES prep course. Are you an agent too? keke.

By the way, is that long hair gal your daughter? So cute, she is dancing away. My no. 1 will have freaked out, she doesn't even allow me to switch on the radio in the car. :p

Shokel, thanks.
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My hubby is talented in drawing/arts but not other things lar. :p oh, u are agent too? Why jump from ERA to HSR? ERA no good? I'm thinking of joining ERA if I pass my exams. RES ex lor, $880 leh. CEA course still need to pay again. :p
 
I turning Panda man... Dunno y jaylen keep on waking up every 2 hourly....then i keep on latching... Ahhhh!!!! Bring back memories when he's a few mths old man....anybody experience the same thing??y like tat ah??
 
Pauline - u joined RES course but havent choose company? huh.. i joined DTZ but only Part time (mainly to be hubby's PA. He is fulltime.. so hv a backup kinda)... but also havent certified!
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so need to go take course/exams! (stupid new rules! :p) we hv a few agents here...

huh.. my gal?? aiyo.. tat's calamari's gal!
if only hv such a cute gal! (reminds me to go kidnap her! wahaha)

Shokel - ooh hope u "detox" finished liao! then intime to enjoy the party tis wkend! why dun contiune do agent? :p
 
Pauline>wah, you're going to try to be housing agent? Good luck! Hope you pass your exams?

eh, are there many exams property agents need to do?

shokel>happy birthday in advance to your boy.
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MTDT>thanks for sharing the video. Kayla looks so pretty.
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wahahahha...Kayla caught on video :p U see she doesnt look very happy dancing kekekeke

Thanks for the compliments mummies

mtdt: try for no.3 lah! maybe will give you girl!
 
      
Hi Sorry to disturb your thread.
Would like to check if there are any mummies staying at Tampines st 44 or nearby? I'm a march 2009 sahm mummy and I'm looking for playdates for my boy. Pls email me at [email protected]

Thks
 
Hello mummies and daddies, please help to vote for -Ryan.
Go to Today's Motherhood page, click 'like' and then to the photos page under Christmas kids, look for #28 Ryan Teo and vote for him by clicking 'like'.
Thanks a lot!
 
Mdtd / Pauline :
Cos I got no time to do since no one can help me w Ashton.
Era is gd but I switch after 6 mths bcos hsr gave me better comm (90-10) , at era I'm taking 75-25 lor.. Alot of diff leh.. Cos tat time I'm doing on rental only, easily few k diff ...
Ya, now new ruling need exams , I also hven take ..
 
MTDT, oic, ya lor, sian to go for course also. Last time can just self study and go for exam. But that time I was still BF Raelynn and no. 1 was still on 2 hr daily playgroup so I'm not ready to go for it. :p

Any disadvantages of signing up for the RES course before attaching with agency? The course coordinator also keep asking me what agency I'm attached to. So, I told her none yet. :p

YL, yup, go for RES course, pass the exam still need to for some inhouse CEA course (that one by agency), then got to pass that, before can become certified agent. Imagine RES course ends in March, then need to go for exam, pass RES, then need to go for CEA course. By the time I can be a certified agent, I think June 11 liao. Long long way to go. Luckily I'm not in hurry. :p

Shokel, wa, I don't even know that different agencies give different commission rates. I thought it's standard 2% for selling and 1% for buying properties. Really blur about such things. better find out more before I decide on the agency then. HSR commission is 90-10, but do they deduct the resale cut of 30% too? I got a friend who is at Dennis Wee group, keep chioing me to join her after she found out I want to become an agent.
 
shokel - wow, HSR so gd comms terms!

Pauline - hmm. dunno if hv any ad/disad abt going for course first. :p

Shokel is talking a company commission sharing. not the commission rates for buyers/sellers. diff :p DTZ is 80/20...

some "team" will share cost on advertising but also means u hv to further share ur 80% commission with the mentor.

so really alot of variations!

but the bad think now is besides alot of course - alot of extra expenses also. all the courses need $$.. pay CEA/Pay insurance/pay etc etc. so havent even start earning.. hv to fork out few k liao!
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MTDT, oic, thanks for explaining. I think ERA is 80/20 for sale of properties but not sure about rental. DTZ is not Dennis Wee group right? :p

Ya lor, agree, Got to fork out a few k, and don't even know if will make any $ to recoup cos I'm also starting part time first. :p

Hmm... maybe I can consider HSR too cos they have a kiosk at Tampines interchange itself, very convenient for me. Got a primary school classmate there, also chio me to join. hehe.
 
Hey mummies, i used to work with agents in my job as i dealt with expatriates' accomodation last time. Some of them also jio me when they knew that i am leavng to become a sahm. I ever consider before to be a PT leh but need to put in long hrs one, rite? I scared work so hard then in the end no deals then its a waste of time and effort leh.
 
hah.. i better explain properly... i can get hsr to give me 90-10 is becos i hit a certain sales in era tats why...
if new agents go in n join sure is min 70-30 one... heheh....
 
shokel - haha.. wow, 6mths in ERA u can hit target liao huh! u must be gd!

DTZ - newbies is 80/20 liao. i also understand most companies is 70/30 for newbies. but also must check what's the target for next level. maybe end up still same same..
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Dtz not bad I got few Frds there too...
Era very strict .. Nx level is 80-20 then 85-15 then 90-10 ..
Tat time I join my buddy n Chiong rental sales n I got a indo Chinese Frd doing flipping n I'm marketing her 5 units tat y... But I share comm w her so In the end Nv really earn big deal... Hah .. Now all $$$ gone!! Lol
 
mtdt, Shokel, oic. if I qualify, definitely will be newbie agent with the worst commission rate around. :p but ERA said can pass some exclusive deals (3 months only) to newbies to work on (advertising costs borne by them) so that won't be empty handed in the first few months, but the commission is only 20% for the agent, don't know if it is a common practice, worth it or not ah? :p
 
GG Lee, I just read a book on property investment. The author advised us to buy young and buy using leverage (bank loans) cos the older we get, the shorter the bank loan tenure we can get from the banks. Best is to buy ready property so that can rent out and offset the loan immediately instead of new property cos we pay pay pay in the beginning but cannot get any returns until the property TOP.

Anyway, I'm also motivated and hope to buy pte property but can't do it with single income. That's part of the reason for quitting my job as SAHM. To build a bigger nest egg so that can fund my gals' enrichment classes and hopefully afford private property. kekeke.
 


Pauline, tks. Just went to see a 4 bedroom ready unit today. Prices been going up despite all the govt measures. So a bit worried if dun buy now later really cannot afford anymore. But then Pty is something if enter at wrong time can suffer v long.
 
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