Millie (millie22) : for all investment, educational and savings plans, time is the deciding factor, the earlier your start, the more you accumulate. Time is the one that helps you accumulate! As for assurance charges, the older you/child is when you start the plan, the more it'll cost. IMO, if resources is a factor, start the savings one first and add on rider that waives off premium should anything happen to the parent. Whole life plans, it's great if you can start for him, but be prepared that the money will be stuck in there, till there's a claim or when the child is much older. Cos if he were to cash out the cash value at say, age 25, the coverage will cease, and when he buys a new plan then, the premium will definitely be higher as compared to when you bought it when he was a toddler. For investment linked plans, the assurance charges increased as you age, it's very cheap when the child/parent is young, given time to accumulate, should you withdraw a sizeable amount for his education, you can still leave some money in there, to maintain the coverage. When your child graduates, he can continue with the plan, for his own retirement and coverage etc. IMO, you need to prioritise which is the #1 need, and then from there, narrow down on which plans will meet your needs. Hope that helps!
Washing of Baby Stuff:
my friend has a baby with very sensitive skin and once, they changed the baby on their bed, and they realised that the baby developed rashes within an hour. they realised that it's due to the detergent that was used. When they change baby in her cot, where the bedding was washed with baby detergent, the baby is OK.
Advise given to me was to wash even my own bedsheets with baby detergent, especially during the baby's first month, when their skin is ultra sensitive. So I will be washing the bumpers as well. The key is to lie the bumper flat when drying, to maintain a nice shape.
mickey: Pooh wonderland is nice too! by the way, alien77, the BP organiser used 2100x1400 and it fits his play yard from Cheng Choon, I wonder if it's the same one you got, perhaps he got 7 panel instead of 8.
bacon&egg: this is the play yard we're talking about. instead of the balls, we have the bumper mat in the middle, so that baby got a space to play.
http://www.haenim.co.kr/haenim_english/product3.htm
mickey, this is the one you got yah?