(2008/06) June 2008

<font color="aa00aa">krispy,
Yalor, her dreams is goin back to Malacca! But is very hard lor especially when our kids started to study in here. How to go back?</font>
 


ladies,
i tink i too free.. suddenly tok abt when i 1st joined this thread and went to view my past postings and realised I am one of the few pioneers here.. here are some of the list.. whoever join 1st will be on the top..

TOP 20s!
1.feifei
2. Babycupid
3. teragram
4. veinz
5. ND's girl
6. Danryan
7. Iamsnow
8. Mogudog
9. Cactus
10. Cynthia
11. Roxy
12. Ellysia
13. Crystal
14. Priscilla
15. K Ong
16. Tan Leng Leng
17. tinyfeet
18. Soyabean
19. Shycloud
20. JP

Just managed view till 6nov07~ many many to go!

Stay tune!
 
JP, oh, maybe got wrong person liao, paiseh.

Got a mummy posted the 'vege + nuts' thingy dishes leh, I tot its you leh. I forgotten whose/who liao.

JP, I am sure my mil will want us to take care of her when she is old, and my sil keep telling my son that he has to take care of her when she is old. So, i suppose my hb side of family will depend upon my family to take care of them? my Inlaws I no problem, but sil, sorry, she better dun come in and use up all our money with her lies.
 
Cactus, I feel sad for your MIL. It's hard when the choice they make does not appreciate their sacrifices. I understand where your hubby is coming from, but at the end of the day, she's still his mother. So, if no one wants to take care of her, I still think he should in the end. If not stay in the same house, then at least paying for the fees for her to stay in a nursing home. She gave birth to him, brought him up. That's the least he could do for her right.

I do think that your SIL should be responsible towards her as well. But, that's her decision and you aren't in a position to influence her or even to talk to her rationally about it. However, you are in a position to influence your husband's decision and we can always strive to be the better person in such circumstances.

Don't feel offended cos this is just what I think. In the end, I would still respect his decision on the matter.
 
Veniz,

haaaa.. wat is yr nick?

yup.. she cannot advise one.. but she like to give some strange advice.. mislead people. sometimes see her post v funny one, then somemore me in this trade n i know some facts.. see her post then i feel so much want to poke her haaa.

me also forget abt redtail face. me long time no go renotalk since i get preggy. no topic to tok since my reno done some time back liao. my hb sometimes still go back there to give advice.
 
Ellysia, i seldom talk about reno things lar, mostly on family in that few threads. My nick is Chamia. Sometimes I talk rubbish there. :p
 
babycupid,

i didn't know i am in the TOP 20 list haaa.
actually i visited the June thread long time but i didn't post tat time cos during 1st trim n haven't heard bb heartbeat yet so not so confirm, me pang dang so only read, didn't post.
 
Ice, you're a SAHM? With 4 kids?! Wow.. I should bow at your feet. Oh wait... I should kiss your feet and ask for your words of wisdom. Must keep my eyes on the ground, else your Nirvana light will blind me. Hahaha... Seriously, I'm amazed and impressed. I only have 1 girl, and I find I'm more tired at the end of the day with her than at work. One weekend entertaining her, and I can't wait to go back to work on Monday. Hehe.. I'm exaggerating a little, but you get my drift. :p

Felicia, she go back in her dreams lor. Dream she win Toto $2 million, then buy big house, big garden, 2 maids, 1 dog. Perfect no? Hahahaha

Veniz, I also don't agree with SILs or BILs coming along for the ride. Everytime my hubby wants to treat his parents to dinner, everyone suddenly free. And he got 3 siblings leh. 1 brother somemore got gf. So instead of only 4 of us, we end up paying for 8 people!! Double leh! So in the end, since cannot stop everyone from coming, we stop treating lor. Hahaha... Just because he's the oldest, cannot keep on sponging off him right. Also got our own family to feed.
 
Veniz,

me cannot rem yr nick.. hee tink u didn't post much.

cactus,

oh. me doesn't mean tat i will not care abt her when i say to distance bb from her. just to distance but doesn't mean to totally distance. my Mil doesn't stay with me, she stay with my hb's younger bro and sister who are both unmarried.

Actually u have maid is better bah. For me, i have no maid lor. I have to do housework myself, take care of bb during weekdays night and weekends. And i do puree during weekends. Plan for outings too. My parents and younger bro are dependent on me financially too. A lot of my colleagues wonder how i manage without maid. actually i get my hb to share housework with me, then we only choose those more critical stuff to do.
 
<font color="ff6000">veniz,
tokin bad behind my back izzit! wan me beat yr butt izzit??

ah morr,
u missed me ah!!! lookin for me ah! i busy leh. my devil bb is super attention seeker. + busy @ work aso.
i needa do hsework aso leh, no maid wo... i stil read on n off la... tdy in office so can catch up abit on thread.
then saw auntie veniz tokin rubbish abt u n me. evil auntie veniz!

me n morr r bff!!!! whahahahaha :D
</font>
 
Ellysia, i seldom post a lot coz my hb was reading. He was the one who intro me to the forum.

Mrswrx, I where got talk bad and rubbish about you? Just say you biz and should be due to spring cleaning lor. You also pop in here to post as and when wat. :p
 
<font color="ff6000">ah morr,
aiyo... i no post cos nothing to contribute leh. + by e time i wana post, outdated topic liao lor.. so slient reader lor. then thread sometime so fast, wher got time to catch up.
whahahaha.</font>
 
Cactus, Haiyoh. Your MIL.. tsk tsk. Oh well, just stay out of it like how your hubby says lor. What he says is true lar. When your MIL is old, then he and his brother and sister will talk about it. The burden shouldn't lie on him alone.

Ellysia, it got to the point where we'd go over to my in laws place for the weekend, then at dinner time, everyone expect my hubby to pay. Every weekend. Crazy. After that, I told him that since he can't say anything, we're going home at 6pm. Don't need to have dinner together anymore. Now got better excuse. Tell them that my girl needs to bathe, eat dinner and sleep by 8pm. So don't need to be in such a situation anymore.
 
Veniz,

my hb also read my renotalk postings heee. he is oso the one who intro me to the forum then recommend me to be moderator.
 
<font color="0077aa">BFF

wahahah yeah la same here oso lor.. i cannot access in opic den IF i do have time to run thru the threads at home.. its stale posts lor.. hence jus read digest

hows work? now market bad stil so busy?</font>
 
Krispy

very chong beng..
like this one meal is $200?

Me every month treat my mum n bro for dinner with hb and bb, ored spent $200 each mth for dinner treats.
 
<font color="ff6000">ellysia,
aiyo. i not office based mah. then started work after ML, no more shakin leg @ hm so no time to post lor. then tdy in office, so got time to sneak in n read during office hr. kekekeke</font>

<font color="ff6000">veniz,
ya la ya la.... u can tok yr way out always la. dun argue wif u. wil 'scold' u when i c u! lalalalalallalala...... </font>
 
<font color="ff6000">cactus,
*waves*

bff,
ya lor, not veri affected leh. + tons of things to do since MIA so long due to preggy n ML. til nw stil cannot clear work stuff (or rather too lazy n slow to finish million of work stuff) *lol</font>
 
Ellysia, not that bad lar. Go places like Botak Jones to eat, 1 dinner can cost roughly S$100. Sometimes go eat zhi char, also about S$100 lor.

Then birthday treats, dinner about S$200 + gift around S$150 each. Basically, not cheap lar and my husband is the generous type. He can don't save and still dream of buying apmt / car. Haha.. Now I'm forcing him to save by transferring a part of his salary to another account. Let him feel the pinch of an empty bank account.
happy.gif
But he understands the reasons why lar. As Cactus said, there will be satisfaction at the end of it lor.
 
Krispy,

oic. me is treat restaurant. my mum n bro go out with me, must always eat restaurant. each trip cost $100+.
 
At least u all have surplus to save up!
me have no savings at all. my income all spent.. sigh. and still have loans to service.
 
Ellysia, my hb reads, then will 'suai' me with whatever and everything I posted, thus I read most of the time. AT least you and your hb share, do things together leh, he also recommended you as moderator, haha, good.
 
Cactus, we don't have a joint account. I was quite adamant that we each have our own savings account so we can each set targets of our own. Our monthly salaries are about the same now, so the savings account would be for us to compare how much he saves vs how much I save. So far so good. Haha.. He always wonders why I can save so much while his always never meet target. So I suggested he do the monthly transfer to help him.

For all major expenses, e.g. infant care fees, we'll split the costs. Everything else, we just take turns paying.
 
Veniz,

My hb will say me if i moderate wrongly or say certain things wrong. cos he is peaceloving, he dun want me to quarrel with people. yah we discuss forum postings together.

cactus,

oic. i have my own study loan to service. then last time my dad out of job, i help pay house bills but my income not enuff tat time, so i use credit line to pay. now still servicing credit line but i ored done fund transfer at low interest rates. tat all together is one third of my salary. then every mth i pay my parents house loan and their bills, and allowance to my mum, all amounting to one third of my salary. last one third of salary use to service my own spending.
now i spent more on bb stuff, so i spend less on my own clothing.
 
Ellysia, it's really not easy on you hor... I think you are very resillient... I have a friend too... she services her parents' debt.. her dad failed in business.. but her family was willing to downgrade from masionette to 4 room flat. so it was easier on her financially. she's not married too.
 
<font color="0077aa">cactus

talking abt brown rice from nestle.. the above advert banner at SMH now is the one im talking abt</font>
 
Haha... Yeah. Most guys aren't savers. Btw, what kind of insurance did you buy for Matthew? We're wondering whether to buy a hospitalisation plan for Isabel. Right now, she's covered under my Company but I won't be here forever, so would be good for her to have her own. Any to recommend?
 
<font color="ff6000">ah morr,
my parents take care lor. bb veri choosey. she dun wan my MIL leh. anyway, my MIL aso busy lookin after my SIl newborn son .. but hb forcing my MIL to come look after my devil yet sweetie darling. wahahaha</font>
 
as compared, my own house i fork out less. i only pay for the scv tv and internet. and i pay for the off-peak car coupon. instalment for mattress i pay but now ored pay off liao.
spending for bb, me most buy clothes for him. toys are usu under hb.

cactus,

if my hb isn't so supportive, i won't be married. i have ever thought of not marrying bec of my family circumstances. but my hb is v understanding and willing to help for near to 90% of household expenses.
 
Ellysia, Krispy, I only have 2 policies for Matthew. $200k coverage for disability, death and critical illness. But no money back one hor... it is term policy. For health insurance, I bought Prudential.

Krispy, I would recommend Prudential or Great Eastern if you are looking at medisave approved plans (can use medisave $ to deduct premiums) then pay a cash rider to take care of the co-insurance and deductibles. I am currently paying under $300 (through medisave and cash) per year for Matthew, under Prudential (forget the name of the plan ) but it is the most comprehensive policy plus rider. It allows Matthew to stay in 1 bed private hospital and I don't have to pay a cent. no limits.
 
Veniz, I finally saw Vivi's pics on FB. My company sort of has some firewall for FB. Dunno why everytime got prob opening the website. Sometimes works, sometimes doesn't.

She's so so cute lor. Eyes so big and head botak botak. hahaha.. adorable.
happy.gif


I go check out Morr's pics now. Hehe..
 
Ellysia, ya lor, best not to quarrel with pple like rabbit aka korea etc, no point and since they know you and hb both are couple, others may indirectly pull him down too. But now since you seldom post there, just let it be, hee.

Krispy, my sil likes to say she has no $$, but then when eating, compete with me to buy luxurious goods for her mum and my son (toys, clothes), she will spend. Then when come to paying SCV bill to my hb, she said no $$. Then, she always teach my son she very poor, no $$. When go out for meals, she expect her parents to pay. BTW, she is married and both her and hb has own flat, does not stay there and yet stay with my in laws. Coz she refused to move into her own house, I decided its enough, thus told hb we have to get our own house. Now, when I go back to mil house and see her, I dun really talk to her, dun even want her to carry my gal, since she so 'zhong nan qing nui', dunno if she will accidentally drop her on floor or not.

mrswrx, ok lar, let you smack my buttocks. Best your one smack can smack away my fats, waahaahaa.
 
cactus,

hmm ya hee. he is even better to my mum than me. me bad temper, sometimes will scold my mum.

Krispy,

the darkest day is when my dad got retrenched for 1 year. and i just started working earning only 1K plus. after paying study loan i left 1K. minus makan etc where got savings. one month i can only go gai gai once. i have to do my budgetting every mth so tat i dun overspend. i even have a clothing budget!

then once, i go out with a gal fren. we try out some clothes. i find one piece v nice. she say i should buy it. i say cannot, i ored burst my clothing limit on tat mth. she cannot understand how come got clothing limit. haaaa.
 
JP, I never eat Char Lei fan before, hope to try it one day as a few pple said nice. Morever, its all vege and nuts, good for health.
 
Cactus, Thanks! I'll go find out more from my Prudential agent. Must get off my lazy bum and get it done asap. Btw, does the premiums increase as Matthew gets older?
 



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