2nd property is not easy to maintain leh.. cos' 10% property tax each year.. If i buy a condo, i want to pay off at least 50% cos interest very high and if recession come and we lost our jobs , we will be in DEEP trouble. No house still need to pay off debts.
Personally, i think primary school plays the most impt role in the child education and future. Good school ->good classmate ->good influence-> higher achievement. I dun come frm a good primary school lah.. so i think i lose out lor.. cos' my cmd of english is not as good as my peers and i aim lower as a child. I really really regret listening to my wuloo primary school teacher not to chose raffles girls before my psle cos' she told me i will never get in. Maybe now i will achieve more
Personally, i think primary school plays the most impt role in the child education and future. Good school ->good classmate ->good influence-> higher achievement. I dun come frm a good primary school lah.. so i think i lose out lor.. cos' my cmd of english is not as good as my peers and i aim lower as a child. I really really regret listening to my wuloo primary school teacher not to chose raffles girls before my psle cos' she told me i will never get in. Maybe now i will achieve more