Sherl,
$700?? So little ah? He will sold his leave too, max 7 days right? Not enuff to cover his insurance fees too.... oh dear. so little. I think last time CS Card benefit is better, something like you need to only pay x% of the medical bill the rest is from the govt.
But lucky thing is with a bb, his income tax will have subsidise... if not very siong! think mayb dun need to pay for them next time... this is year still gotta pay for another year.