Dragon gal as Dr loh is at TFC, can only use medisave $6k for first try, $5k on 2nd try, $4k for 3rd try. Normally most ladies will go thru conventional ivf so as to yield more eggs n extra eggs can be stored for FET. I had spent abt $10k for one cycle. Cos for natural ivf, Dr loh might prescribe femera to be taken for 5 days n it will have to depend on your body for follicles development. Have to go for daily scanning for close monitoring of growth of follicles as no other med is involved. Once the size is ready, a hcg shot will be given n ER will happen 36hours later. If no good size follicles are seen, then can abandon cycle n do next month.