The 6k Medisave for IVF (first time) - does it include the Medisave Maternity Package? Presumably no?
http://www.pqms.moh.gov.sg/apps/fcd_faqmain.aspx?qst=2fN7e274RAp%2bbUzLdEL%2fmJu3ZDKARR3p5Nl92FNtJieo0FW6ZHqeC6UEOCGHgxTtabGJDLTim0FmgMAIHUPULy%2bMJ3%2f0fuqptorUJ%2b%2fb7MiVKpZYfySek2IJnFXEsvXJHXQyB1zWnLKz14P2TevpdzItcaAlFdXJ96HDFboxxdCBWm4%2ffvtRRr68cC3y9%2fUSzHehzDTOceQ%3d
Medisave may be used for maternity expenses. This includes expenses incurred during delivery and pre-delivery medical expenses such as consultations, ultrasounds, tests, medications, etc. Under the Medisave Maternity Package, up to $450 may be withdrawn for pre-delivery expenses when claimed together with delivery charges. All receipts for pre-delivery expenses must be submitted with the delivery charges for claims at the hospital.
Am I correct to say I can use 6K from my Medisave for IVF and another 1.2K from this Maternity Package (assuming its Vaginal Delivery Normal)?
Under the Medisave Maternity Package, you can withdraw Medisave for pre-delivery medical expenses as well as delivery expenses and daily hospital charges. Each Medisave Maternity Package has a different Medisave Withdrawal Limit, which depends on the delivery procedure (e.g. caesarean or vaginal delivery), to pay the pre-delivery medical expenses as well as the delivery expenses. You will be able to withdraw more from Medisave for more complicated delivery procedures.
If you do not wish to claim for pre-delivery expenses, you can still withdraw Medisave for the delivery procedure and daily hospital charges. Each delivery procedure has a different withdrawal limit.
The withdrawal limits are shown below:
Type of Operation
Medisave Limits for Delivery Procedure
($)
Medisave Limits under the Medisave Maternity Package
($)
Vaginal Delivery (Normal)
750
1200
Vaginal Delivery (Assisted)
1,250
1,700
Caesarean Section (Normal)
2,150
2,600
Caesarean Section (with Tubal Ligation)
2,600
3,050
Caesarean Section (with Hysterectomy)
3,950
4,400
