Hi, i am planning to buy hospital plan and coverage of ECI/CI for my unborn baby.
I have some ideas on what hospital plan to get (i think most of them are pretty much the same).
however for ECI/CI, i am not sure what to get.
I'm leaning towards not having life insurance for my kid; I find it too expensive, me and my spouse have cash gift for my kid in the future so I don't really rely on life insurance having cash payout.
I have some ideas on what hospital plan to get (i think most of them are pretty much the same).
however for ECI/CI, i am not sure what to get.
I'm leaning towards not having life insurance for my kid; I find it too expensive, me and my spouse have cash gift for my kid in the future so I don't really rely on life insurance having cash payout.