donkeymami
Active Member
babyja, is it different price ah? mayb u double chk from mcys website? some mayb quoted u before/after GST.
(2009/08) August 2009 MTBs
- Thread starter naivesg
- Start date
donkeymami
Active Member
Piggy, ic u intend to put kyler for half day or full day?
passion4ever
New Member
Joia,
hotel stay include daily buffet breakfast. I bring along my Thermos Kid Mug Jar, i scoop the white porridge into it, then ask hotel make scramble egg. when time for feeding juz scoop out. buffet breakfast spread hv banana, take two out daily. this is wat i do, i bring along nestle cereal too, those sample size. can request from clinic.
hotel stay include daily buffet breakfast. I bring along my Thermos Kid Mug Jar, i scoop the white porridge into it, then ask hotel make scramble egg. when time for feeding juz scoop out. buffet breakfast spread hv banana, take two out daily. this is wat i do, i bring along nestle cereal too, those sample size. can request from clinic.
donkeymami
Active Member
SL, no la..i thk it's cheap & not bad bah tat's why so hot. the priority for nxt yr intake reserve for sibling so they dun hv new intake for nxt yr.
actually i dun like the place also cos no partition vy noisey & cramp..this is void deck cc style!
quite happy tat they r full! but we still put our name in for 2011 intake.
actually i dun like the place also cos no partition vy noisey & cramp..this is void deck cc style!
pegsfur
Active Member
fixed deposit
Er ... how low is the rate now? Even if low, it's still higher than savings rite?
BB - Ya, now i'm a SAHM, cannot take risks .. haha ... that's why looking at some sort of safe investments that can help to make some $$$.
Taking red meat
Brought Ovann to the PD yesterday as he caught the flu bug. The PD commented that ovann is a little on the pale side and recommended that i give ovann more red meat, eps beef. And if i feel ok with liver, can let him eat oso.
But now ovann still cannot chew very well and he takes his meat thru the porridge. I give mince meat for pork, if chicken i chop finely and fish, i mesh it. So now thinking of adding beef to his porridge but dunno if he can likes the taste or not.
Er ... how low is the rate now? Even if low, it's still higher than savings rite?
BB - Ya, now i'm a SAHM, cannot take risks .. haha ... that's why looking at some sort of safe investments that can help to make some $$$.
Taking red meat
Brought Ovann to the PD yesterday as he caught the flu bug. The PD commented that ovann is a little on the pale side and recommended that i give ovann more red meat, eps beef. And if i feel ok with liver, can let him eat oso.
But now ovann still cannot chew very well and he takes his meat thru the porridge. I give mince meat for pork, if chicken i chop finely and fish, i mesh it. So now thinking of adding beef to his porridge but dunno if he can likes the taste or not.
donkeymami
Active Member
Piggy, i thk same prog cheaper rate vy hard to find..unless u can compromise hahaha..ya full day cheaper cos the subsify $300 for working mother...so nxt time u need to run 2 places? fetch kyler from cc after work then go westcoast for ur #2?
donkeymami
Active Member
SL, ya tat's why alr signed her up for nxt yr Mar cos my MIL prefers to work so we will put her in CC when she turns 18mths.
morning mummies!
re: red meat
we cook beef minced meat with the porridge but din give the meat for ethan to chew cos the meat is quite tough. he's ok with the taste but he still prefers chicken.
re: playgroup
i've decided to enrol ethan in the playgroup 'Talent-plus' jus below my flat. was thinking tat it's more convenient for my mum to fetch him in case of rain & since it's just a 2hr programme, i should be less fussy. will supplement the teaching on my own when he's home. just when i've decided to enrol him there, they told me that i should onli enrol him next mar for their april intake cos he's too young. i was like "i thot playgroup starts at 18mths?" they said they prefer to accept kids who can walk already. cos if they're too young, they may cry & refuse to be in the class & we'll waste our $$$ if we were to withdraw them cos there's no refund. i dunno whether to be grateful that they're thoughtful or be irritated tat they ask me not to enrol first.
re: red meat
we cook beef minced meat with the porridge but din give the meat for ethan to chew cos the meat is quite tough. he's ok with the taste but he still prefers chicken.
re: playgroup
i've decided to enrol ethan in the playgroup 'Talent-plus' jus below my flat. was thinking tat it's more convenient for my mum to fetch him in case of rain & since it's just a 2hr programme, i should be less fussy. will supplement the teaching on my own when he's home. just when i've decided to enrol him there, they told me that i should onli enrol him next mar for their april intake cos he's too young. i was like "i thot playgroup starts at 18mths?" they said they prefer to accept kids who can walk already. cos if they're too young, they may cry & refuse to be in the class & we'll waste our $$$ if we were to withdraw them cos there's no refund. i dunno whether to be grateful that they're thoughtful or be irritated tat they ask me not to enrol first.
Donkeymami,
it depend on whether my HB is ard if he ard he will fetch #2 from my IL place n on his way home dropby CH to pick Kyler if he not ard i will do the same thing lo...
Fatbobo,
ya not bad but the location not v ideal also...
Pegsfur,
i tink FD for 3 yrs period is only 2-3% wor n unless u got a lump sum to put if not really v little...
it depend on whether my HB is ard if he ard he will fetch #2 from my IL place n on his way home dropby CH to pick Kyler if he not ard i will do the same thing lo...
Fatbobo,
ya not bad but the location not v ideal also...
Pegsfur,
i tink FD for 3 yrs period is only 2-3% wor n unless u got a lump sum to put if not really v little...
passion4ever
New Member
pegsfur,
i give edric beef porridge what i did is to put 2 slice of thin ginger to take away the smell, when is time to serve put an egg. i buy the beef from compasspt cold storage. so far he is ok with it.
i give edric beef porridge what i did is to put 2 slice of thin ginger to take away the smell, when is time to serve put an egg. i buy the beef from compasspt cold storage. so far he is ok with it.
donkeymami
Oic.... I actually also intend to put Bevlyn in CC when she turns 18 mths. Cos she can learn thing fm there rather than watching TV program at hm. But too bad, the CC which my gal currently going only accept kid who is 30 mths old. So have to on hold since my mum's place dun have much CC to choose.
Oic.... I actually also intend to put Bevlyn in CC when she turns 18 mths. Cos she can learn thing fm there rather than watching TV program at hm. But too bad, the CC which my gal currently going only accept kid who is 30 mths old. So have to on hold since my mum's place dun have much CC to choose.
passion4ever
New Member
piggytoh,
CH $620 after subsidy not cheap, do they provide any enrichment lesson?
CH $620 after subsidy not cheap, do they provide any enrichment lesson?
shanghaibb
Active Member
pegsfur
do you have Ovann's CDA at standard-chartered? The counter staff told me with CDA account, you can get 0.8 or 1% interest (cant remember) at the other account (no need to be FD) under your name. Havent checked if they really gave the interest to my other account as promised though...
but it really true then it is almost the same as FD already but no need to tie-down the cash lah.
do you have Ovann's CDA at standard-chartered? The counter staff told me with CDA account, you can get 0.8 or 1% interest (cant remember) at the other account (no need to be FD) under your name. Havent checked if they really gave the interest to my other account as promised though...
but it really true then it is almost the same as FD already but no need to tie-down the cash lah.
sweet_mama
New Member
baby ja,
my house also have 2 sparkletots. where do u stay? i stay in commonwealth.
1 is lousy and the other 1 is good and is fully booked. the good one has air-con and the facility is good. the other one, no aircon, lousy facility and lesser booking. the in-house playground looks dirty.
when i went to the lousy one, the children were suppose to do eng/chinese activity. but instead of doing that activity, all the children wandered around here and there, play masak masak. when i asked the person who brought me around, she's the admin clerk, she smiled and said she don't know and depends on teacher. haizzzz.
my house also have 2 sparkletots. where do u stay? i stay in commonwealth.
1 is lousy and the other 1 is good and is fully booked. the good one has air-con and the facility is good. the other one, no aircon, lousy facility and lesser booking. the in-house playground looks dirty.
when i went to the lousy one, the children were suppose to do eng/chinese activity. but instead of doing that activity, all the children wandered around here and there, play masak masak. when i asked the person who brought me around, she's the admin clerk, she smiled and said she don't know and depends on teacher. haizzzz.
pegsfur
Active Member
april,
Do u put any other seasoning other than ginger? Was thinking of adding a little pepper ...
zen,
I initially also wanted to put Ovann under the 'Talent-plus' playgroup at my area. But then it's a 5day class thing and i'd prefer to have him attend those 2days a week kind so, in the end din put him there.
Do u put any other seasoning other than ginger? Was thinking of adding a little pepper ...
zen,
I initially also wanted to put Ovann under the 'Talent-plus' playgroup at my area. But then it's a 5day class thing and i'd prefer to have him attend those 2days a week kind so, in the end din put him there.
April,
no enrichment class i the montessori sch tt i check our got 1 enrichment class also $600 after sub tt y i did find CH price abit steep but the environment is not bad la not those under void deck 1.. but dunno wat other sch liao leh... wanted My First Skool 1 but i call up they say can only call n check 3 mth be4 enrol n see got slot anot if no also waiting list
no enrichment class i the montessori sch tt i check our got 1 enrichment class also $600 after sub tt y i did find CH price abit steep but the environment is not bad la not those under void deck 1.. but dunno wat other sch liao leh... wanted My First Skool 1 but i call up they say can only call n check 3 mth be4 enrol n see got slot anot if no also waiting list
piggy:: ya.. the location wise not ideal. need car to be able to fetch the kids. the schoolbus svc is so expensive! haha. (called n asked before..but i cant rmbr hw much though..hehe.)
but we like the spacious environment..(it's new n considered clean?).. they hv their own playground area...yup....
april:: if i rmbr correctly, the fee of $620 doesnt include any enrichment de leh. dat's y lor... i hfta pay x2... it's omoz $1.5k/mth!!!! we hvnt sign up!! hahaha. told the centre director we might postpone to send the girls there only when they're 24mths....but ya, nw with the open hse offer.. oso not sure if we shld pay now first! (but no spare cash!!! hahahahaha!!!!)
but we like the spacious environment..(it's new n considered clean?).. they hv their own playground area...yup....
april:: if i rmbr correctly, the fee of $620 doesnt include any enrichment de leh. dat's y lor... i hfta pay x2... it's omoz $1.5k/mth!!!! we hvnt sign up!! hahaha. told the centre director we might postpone to send the girls there only when they're 24mths....but ya, nw with the open hse offer.. oso not sure if we shld pay now first! (but no spare cash!!! hahahahaha!!!!)
fatbobo,
ya lo... the sch bus is min $100 for 1 way.. siao.. the montessori 1 hor only $110 for 2 way actually u can consider leh they offer $100 discount for sibling... but a bit cramp la... but the programe i find better even got kidsgym... but my HB find CH more spacious n look cleaner so he prefer CH.. another sch we r checkin is Learnin vision but more ex... argh all so ex sian..
http://www.littlewonders-montessori.com/
ya lo... the sch bus is min $100 for 1 way.. siao.. the montessori 1 hor only $110 for 2 way actually u can consider leh they offer $100 discount for sibling... but a bit cramp la... but the programe i find better even got kidsgym... but my HB find CH more spacious n look cleaner so he prefer CH.. another sch we r checkin is Learnin vision but more ex... argh all so ex sian..
http://www.littlewonders-montessori.com/
donkeymami
Active Member
piggy, CH is abit high if doesn't include any enrichment lesson.
Some cc their enrichment classes some are optional it's not inside their cuciculum meaning u hv pay for enrichment class..some includes enrichment class incorporated in their program therefore their fees is more ex.
Some cc their enrichment classes some are optional it's not inside their cuciculum meaning u hv pay for enrichment class..some includes enrichment class incorporated in their program therefore their fees is more ex.
actually we oni seen CH.. n we're quite firm on it le...... not intending to see other options! haha. the montessori u mean the one at the sports complex? that one looong waitlist woh.. my fren asked me to put on waitlist.. so i called n put for fun.. #68! haha.
anyways.. ya.. cos of the sch fees.. we're delaying n making payment..(in fact, delaying to put them in sch!!) hahaha... boh lui lar!!!
anyways.. ya.. cos of the sch fees.. we're delaying n making payment..(in fact, delaying to put them in sch!!) hahaha... boh lui lar!!!
donkeymami
Active Member
piggy, montessori suppose to be more ex bah? those cheapo montessori mayb not good?
my fren also put their children in Apple montessori in bt batok but i dun thk they really adopting teaching approach lo..jz the name nia.then alots of malay think the principal is malay..now his son knw some simple malay lolz!
my fren also put their children in Apple montessori in bt batok but i dun thk they really adopting teaching approach lo..jz the name nia.then alots of malay think the principal is malay..now his son knw some simple malay lolz!
donkeymami
Active Member
sometimes no waitlist also worry right? could be not good, new centre or too ex? cos most of the pple cannot affort.
piggy,
i dun think talent plus hv kindy. most likely will put him in a christian kindy or the MMI at the sports complex. i heard mixed reviews abt the MMI. some say good some say not good. i also dunno. but the price not cheap....
some recommended Qdees at Yunnan side. think Ichiban also there rite? but i din check out Ichiban.
i dun think talent plus hv kindy. most likely will put him in a christian kindy or the MMI at the sports complex. i heard mixed reviews abt the MMI. some say good some say not good. i also dunno. but the price not cheap....
piggy:: bahahahhahahahaha~ yes.. the CH's uniform like some MAID AGENCY de uniform!!! (i tink the boys n girls wear same uniform for the playgroup bah.. tshirt with shorts de.... i like the dress de.. hehe.)
but i tink they're working on chg'g their uniform sooooooooon.. shld be early next yr... if ur signing up..n if u can hv the choice, dun buy the uniform first... ask agn when they're gona launch the new uniform.. else waste money buy the old set wear few times chg liao.
but i tink they're working on chg'g their uniform sooooooooon.. shld be early next yr... if ur signing up..n if u can hv the choice, dun buy the uniform first... ask agn when they're gona launch the new uniform.. else waste money buy the old set wear few times chg liao.
~mimosa~
Active Member
Pegsfur,
Now FD really v low...unless u put with foreign banks abit higher
Like ocbc, savings acc pay 0.1%, FD pay 0.45% for 1yr
For $10k, savings interest for 1yr is $10 nia! For FD is $45
Not alot of diff but FD got no penalty if need take out the money to use, no interest only
Maybank 0.625% $65 for 1yr
ICIC shld b highest 1.45% $145
Now FD really v low...unless u put with foreign banks abit higher
Like ocbc, savings acc pay 0.1%, FD pay 0.45% for 1yr
For $10k, savings interest for 1yr is $10 nia! For FD is $45
Not alot of diff but FD got no penalty if need take out the money to use, no interest only
Maybank 0.625% $65 for 1yr
ICIC shld b highest 1.45% $145
sharon,
ya, must wear uniform. think it's just a t-shirt & shorts. they're open for registration but they advised me to register ethan for april instead.
piggy,
up till now i still can't find a kindy which i like leh. maybe i'm just too fussy. sigh.... there're quite a few people who advised me not to put ethan in childcare unless really no choice cos their kids have been falling sick far too frequent after they put theirs in childcare. so i decided not to put ethan thru all these since my mum is still willing to look after ethan.
ya, must wear uniform. think it's just a t-shirt & shorts. they're open for registration but they advised me to register ethan for april instead.
piggy,
up till now i still can't find a kindy which i like leh. maybe i'm just too fussy. sigh.... there're quite a few people who advised me not to put ethan in childcare unless really no choice cos their kids have been falling sick far too frequent after they put theirs in childcare. so i decided not to put ethan thru all these since my mum is still willing to look after ethan.
Wowow sharon, your research so detail ah. Me give up bank rate here. Since beginning of the year, already transfer 50% of my fund to foreign currency.
Pegsfur, if really not a risk taker better to put in fixed d. There are a few types of fixed d. Put in the one with decent interest rate. Never put into those with investment. Sometimes, you really dont know what they have invested for you. Also the highest fixed d rate must be a stable bank too. Good luck ya.
Pegsfur, if really not a risk taker better to put in fixed d. There are a few types of fixed d. Put in the one with decent interest rate. Never put into those with investment. Sometimes, you really dont know what they have invested for you. Also the highest fixed d rate must be a stable bank too. Good luck ya.
shanghaibb
Active Member
anyone asked before how much is mindchamps fees?
near my mum's place, only 2 that I'm considering, either The little skool-house or mindchamps...
but LSH way too ex already!
near my mum's place, only 2 that I'm considering, either The little skool-house or mindchamps...
but LSH way too ex already!
aiya.. i was reading thru abit of the other threads abt the MMR n watever other vacination tingy.......... hmmmm~ i really confused n duno to jab or not.. to split up the jab or not... n watever.
but some were talking abt social responsibilities.. which in sm ways, i feel dat.. errrh..ya, prolly to vacinate the kids..it's prolly considered a social responsibility on our part? or not? haha.
but some were talking abt social responsibilities.. which in sm ways, i feel dat.. errrh..ya, prolly to vacinate the kids..it's prolly considered a social responsibility on our part? or not? haha.
pegsfur
Active Member
sharon,
Tks! That's quite a detailed explanation .. haha . for $10K, i only get $45 .. really quite pathetic hor. I think if i stay with my standchart esavers account, also abt the same rate leh.
BB,
So u put yours in foreign currency? I assume it pays better? How's the risk like? Sorry ah .. ask so many questions cos i really know nuts abt money & investments stuff.
Tks! That's quite a detailed explanation .. haha . for $10K, i only get $45 .. really quite pathetic hor. I think if i stay with my standchart esavers account, also abt the same rate leh.
BB,
So u put yours in foreign currency? I assume it pays better? How's the risk like? Sorry ah .. ask so many questions cos i really know nuts abt money & investments stuff.
~mimosa~
Active Member
Fatbobo,
The jabs really confusing for me
I just go when clinic say go...hahaa
Pegsfur/BB,
That's my job mah...hee
Pegsfur,
Some foreign currencies do pay higher interest but ultimately will depend on the exchange rate when u change it back...the exchange rate then will determine if you actually earn interest or might even lose money
The jabs really confusing for me
I just go when clinic say go...hahaa
Pegsfur/BB,
That's my job mah...hee
Pegsfur,
Some foreign currencies do pay higher interest but ultimately will depend on the exchange rate when u change it back...the exchange rate then will determine if you actually earn interest or might even lose money
pegsfur, I convert when the exchange rate is low, now the rate goes up, I earn the exchange rate and the country bank fixed d rate is also higher. You are not familar with the market so better put in Singapore fixed d lah, no need to monitor. BTW, you may want to find out the DBS bank has one with better rate. It's not fixed d but something about saving. You have to commit yourself to put in an amount every month and the rate is higher than fixed d.