piggy, yalor, coz after a couple of time at ER, and the bo chap attitude of the Dr in charge of ER dept, made dh make up his mind I should be back for delivery. And forget about with health insurance, I am still topping up for my gynae but I cannot go straight to gynae if I have spotting. Have to go to ER before week 20 but have to go GP to get refer. 1st, after 20 weeks, go through Delivery suite if got spotting, then they refer to see my gynae. Lots of unnecessary steps especially when emergency.