(2008/06) June 2008
- Thread starter avoros
- Start date
Veniz, yalar. Just have to show more concern towards him lor cos he has had you all to himself all these years. Then suddenly Vivi appeared, and all your time spent on her. He must feel very left out and sad lor. Hopefully, with time, he won't be so jealous. Btw, do you include him to help you with Vivi? Maybe you can try incorporating that if you haven't already. Will make him feel included and love his little sister more.
Cactus, are you around??? I wanna tell you I chose the insurance plan I want liau. Hahaha... Going for the NTUC Enhanced Advantage plan cos there's a huge difference in the total premiums when I calculated till 80 years and beyond.
At 70 years of age, there's only a S$2k difference between NTUC and Pru. Then at 80 years, it jumps to S$14.7k!! Amazing hor.. The differences get bigger if you live longer.
The only thing I'm concerned about is whether it's easy to claim from NTUC cos I've heard some horror stories regarding it. Anybody got any stories / experiences to share?
Cactus, are you around??? I wanna tell you I chose the insurance plan I want liau. Hahaha... Going for the NTUC Enhanced Advantage plan cos there's a huge difference in the total premiums when I calculated till 80 years and beyond.
At 70 years of age, there's only a S$2k difference between NTUC and Pru. Then at 80 years, it jumps to S$14.7k!! Amazing hor.. The differences get bigger if you live longer.
The only thing I'm concerned about is whether it's easy to claim from NTUC cos I've heard some horror stories regarding it. Anybody got any stories / experiences to share?
Krispy, yah! I'm floating in and out of forum. trying to settle my home matters... xian.
Yes, yes! There is a huge difference in premium at much older ages BUT I personally feel if you are considering insurance for Isabel, then no need to think until 70 years old, or 80 years old lah. most old people will downgrade to B class ward when they are old. no joke.
Erm, the critical difference between Pru and NTUC is NTUC doesn't ahve full rider which takes care of co-insurance and deductible. I think in today's market, only Pru and Great Eastern have full rider.
NTUC is quite easy to claim. My grandma claimed recently for cateract operation. once in 2007 and once in 2008. okay. no probs. very fast. She is now claiming for cancer treatment in 2009. Ok so far.
I claimed for hospitalization (infection) in 2007. Okay also.Fast.
Yes, yes! There is a huge difference in premium at much older ages BUT I personally feel if you are considering insurance for Isabel, then no need to think until 70 years old, or 80 years old lah. most old people will downgrade to B class ward when they are old. no joke.
Erm, the critical difference between Pru and NTUC is NTUC doesn't ahve full rider which takes care of co-insurance and deductible. I think in today's market, only Pru and Great Eastern have full rider.
NTUC is quite easy to claim. My grandma claimed recently for cateract operation. once in 2007 and once in 2008. okay. no probs. very fast. She is now claiming for cancer treatment in 2009. Ok so far.
I claimed for hospitalization (infection) in 2007. Okay also.Fast.
Cactus, I'm not taking the full rider cos I think it's quite exp per year. Cos to pay around S$5k per claim is ok for me if the insurer is footing the bulk of the rest. Anyway, I'll recalculate my options again based on if I take Pru's full rider. Hahaha..
For Isabel, I assume that I will only pay for her till she's 25. After that, she can pay for herself or decide on her own. I calculated the premiums till 90 years for myself and hubby. And the good thing is that the NTUC premiums when we're older is less than Pru's and Aviva's. It's good cos we won't have that much disposable income at that age. Happy to finally narrow it down to 2 plans. Hahaha.. Thanks so much for your help.
For Isabel, I assume that I will only pay for her till she's 25. After that, she can pay for herself or decide on her own. I calculated the premiums till 90 years for myself and hubby. And the good thing is that the NTUC premiums when we're older is less than Pru's and Aviva's. It's good cos we won't have that much disposable income at that age. Happy to finally narrow it down to 2 plans. Hahaha.. Thanks so much for your help.
FYI, last time, when I claim in 2007, NTUC still had the 4 days notification clause, unless it is emergency admmission. My claim was very quickly settled - mine was A&E admission. so didn'tgive them the 4 days notification prior to admission. what I did was to give the hospital A&E people my NRIC number, show them my NTUC policy, then call NTUC hotline when I was at A&E to warn them, then when choosing ward, also call NTUC, and when finally admitted to ward, call them. I also called NTUC when I was discharged. All my phone calls were recorded in note form by NTUC's staff so although I didn't keep speaking to the same person, my admission/hospital stay was well documented at their end and I didn't have to repeat myself. Note, however, that A and B1 class patients at govt hosp & private hosp patients need to pay GST out of pocket. The insurer will only cover hospital bill up to limits but not cover GST. GST is payable by the consumer loh. B2 and C class patients dun pay GST cos it is absorbed by Govt.
<font color="808080"><font face="Comic Sans MS,Tahoma">morraine,
i joking la, dun take it so seriously k?
soyabean,
can check out website for the pupsik wearing, think youtube has alot, i have the same stripe one as morraine, its carnival, but my still BNIB as i am still using the MIM pouch so far, yesterday i forgot to bring to church,and i was so lost, bb is too heavy now!</font></font>
i joking la, dun take it so seriously k?
soyabean,
can check out website for the pupsik wearing, think youtube has alot, i have the same stripe one as morraine, its carnival, but my still BNIB as i am still using the MIM pouch so far, yesterday i forgot to bring to church,and i was so lost, bb is too heavy now!</font></font>
ellysia
Active Member
I just went to read the may forum argument.. v messy, can't catch head or tail abt wats going on.
I have ever consult a lawyer on deflammation comments in forum and wats the definiation..
basically if the info are true to wat the person perceive it can't be considered as defammatory.
I have ever consult a lawyer on deflammation comments in forum and wats the definiation..
basically if the info are true to wat the person perceive it can't be considered as defammatory.
jus did a search on egg...
yeah... to avoid egg white for under 1 yo....
http://www.homemade-baby-food-recipes.com/when-can-my-baby-eat-eggs.html
yeah... to avoid egg white for under 1 yo....
http://www.homemade-baby-food-recipes.com/when-can-my-baby-eat-eggs.html
<font color="808080"><font face="tahoma">soyabean,
http://www.maternityexchange.sg/</font></font>
http://www.maternityexchange.sg/</font></font>
sorry to intrude... I m a Jul08 mummy and looking to buy a Medela freestyle breast pump from US site addalittlelove.com. Need 2 more orders to go ahead w the spree. If you know of any1 who is looking to buy Medela freestyle or PIS, pls look into this link.
http://www.singaporemotherhood.com/forumboard/messages/590029/2081856.html?1231999787
My 1st pump is dying and I really want to get a new one from this spree!
... oh, and I am not related to the organiser of the spree, jst a really desparate mummy.
http://www.singaporemotherhood.com/forumboard/messages/590029/2081856.html?1231999787
My 1st pump is dying and I really want to get a new one from this spree!
... oh, and I am not related to the organiser of the spree, jst a really desparate mummy.
hi mummies,
ahahaha.. after dinner, i was catching up on today's postings n i kpo ah, went to read may thread..
to all who were confused:
the story was 1 mummy bought her baby ger who was exposed to chicken pox (the baby's nephew got chicken pox) to the may mummies gathering n this resulted in some mummies very upset with her.. cos other mummies thot she should stay home instead n not risk spreading the virus to other babies..
apparently someone from forum is 'stalking' this mummy with baby who got chicken pox n started asking mummies from other threads to view their may thread n this mummy with chicken pox ger got upset by the stalking n felt that she was being 'defamed' n wanted to seek legal action agst this 'stalker' mummy loh.. but now they have decided to totally stop talking about this issue aledi.. but the hole incident was so drama loh..
sigh... but quite sad.. now their thread is marred by this incident.. n i oso rem this mummy from our thread in the early preggie days...
yaya.. like what everyone said.. i'm SO SO glad that we are all 'xiang qing xiang ai'.. n we very honest to one another.. heehee.. =)
ahahaha.. after dinner, i was catching up on today's postings n i kpo ah, went to read may thread..
to all who were confused:
the story was 1 mummy bought her baby ger who was exposed to chicken pox (the baby's nephew got chicken pox) to the may mummies gathering n this resulted in some mummies very upset with her.. cos other mummies thot she should stay home instead n not risk spreading the virus to other babies..
apparently someone from forum is 'stalking' this mummy with baby who got chicken pox n started asking mummies from other threads to view their may thread n this mummy with chicken pox ger got upset by the stalking n felt that she was being 'defamed' n wanted to seek legal action agst this 'stalker' mummy loh.. but now they have decided to totally stop talking about this issue aledi.. but the hole incident was so drama loh..
sigh... but quite sad.. now their thread is marred by this incident.. n i oso rem this mummy from our thread in the early preggie days...
yaya.. like what everyone said.. i'm SO SO glad that we are all 'xiang qing xiang ai'.. n we very honest to one another.. heehee.. =)
Woohoo.. More baby devt chart to follow (so fun)!! But how come both lists not tally de? Did i copy wrongly? Gwen n Yu Jie can't crawl yet?
BB who can crawl:
1. Qyan (ioio): backward and circular
2. Kyan (BabyCupid): circular
3. Charlotte (feifei) : Front,back,circular,up!
4. Isabel (Krispy): Forward & circular
5. kai (morraine) : everywhere!
6. Rex (jn80jn) : backward and circular
7. Jared (fennie77) : backward, circular & forward
8. Vivienne (Veniz) : everywhere
9. Lucas (tera): backward, circular & forward
10. Jayden (MLP): Everywhere! Sweat for me!
11. Sheryl (angel_z): backward, circular
BB who can sit:
1. Yuzhe (Ellysia)
2. Charlotte (feifei)
3. Kyan (BabyCupid)
4. Isabel (krispy)
5. kai (morraine)
6. Gwen (crystal)
7. Rex (jn80jn
8. Jared ( fennie77)
9. YuJie (Felicia)
10. Vivienne (Veniz)
11. Lucas (tera)
12. Jayden (MLP)
13. Sheryl (angel_z)
BB who can crawl:
1. Qyan (ioio): backward and circular
2. Kyan (BabyCupid): circular
3. Charlotte (feifei) : Front,back,circular,up!
4. Isabel (Krispy): Forward & circular
5. kai (morraine) : everywhere!
6. Rex (jn80jn) : backward and circular
7. Jared (fennie77) : backward, circular & forward
8. Vivienne (Veniz) : everywhere
9. Lucas (tera): backward, circular & forward
10. Jayden (MLP): Everywhere! Sweat for me!
11. Sheryl (angel_z): backward, circular
BB who can sit:
1. Yuzhe (Ellysia)
2. Charlotte (feifei)
3. Kyan (BabyCupid)
4. Isabel (krispy)
5. kai (morraine)
6. Gwen (crystal)
7. Rex (jn80jn
8. Jared ( fennie77)
9. YuJie (Felicia)
10. Vivienne (Veniz)
11. Lucas (tera)
12. Jayden (MLP)
13. Sheryl (angel_z)
Eggs:
Dear mummies, we must give bb egg yolk to try for any allergy b4 u bring them for MMR jabs cos the jab contain egg & if allergic then cannot take the jab. I went to a talk last Sat at polyclinic & the nurse said to give a tsp of hard-boiled eggyolk early in the morning b4 any other food so can observe for reactions the whole day. Recommended is give egg yolk after 8mths.
Dear mummies, we must give bb egg yolk to try for any allergy b4 u bring them for MMR jabs cos the jab contain egg & if allergic then cannot take the jab. I went to a talk last Sat at polyclinic & the nurse said to give a tsp of hard-boiled eggyolk early in the morning b4 any other food so can observe for reactions the whole day. Recommended is give egg yolk after 8mths.
Choosing Avocados:
Better to buy the green ones then wait for it to turn black & soft when pressed. I leave it in the kitchen top & press all sides until turn all soft then give my boi. Better dun put in fridge cos may forget then by the time remember, may rot liao & waste $$$.
Better to buy the green ones then wait for it to turn black & soft when pressed. I leave it in the kitchen top & press all sides until turn all soft then give my boi. Better dun put in fridge cos may forget then by the time remember, may rot liao & waste $$$.
Mag: wa.. so many diet tips...
butternut is pumkin's family fren, right? heehee.. a bit forgot liao..
U still rem ah? Yup My MIL is taking care of Sheryl now.. I brought sheryl over to my MIL's place 1 week prior to me reporting for work.. She did cry during that 1 week but i jus hid in the room n let my MIL handle.. onli when sheryl didn't stop crying then i take over.. so after 1 week of practice, now sheryl has no problem staying there..
but when coming to evening time, ard 7 plus, sheryl will get cranky n we have to faster rush her home loh..
Thanks for asking!
butternut is pumkin's family fren, right? heehee.. a bit forgot liao..
U still rem ah? Yup My MIL is taking care of Sheryl now.. I brought sheryl over to my MIL's place 1 week prior to me reporting for work.. She did cry during that 1 week but i jus hid in the room n let my MIL handle.. onli when sheryl didn't stop crying then i take over.. so after 1 week of practice, now sheryl has no problem staying there..
but when coming to evening time, ard 7 plus, sheryl will get cranky n we have to faster rush her home loh..
Thanks for asking!
BB who can crawl:
1. Qyan (ioio): backward and circular
2. Kyan (BabyCupid): circular
3. Charlotte (feifei) : Front,back,circular,up!
4. Isabel (Krispy): Forward & circular
5. kai (morraine) : everywhere!
6. Rex (jn80jn) : backward and circular
7. Jared (fennie77) : backward, circular & forward
8. Vivienne (Veniz) : everywhere
9. Lucas (tera): backward, circular & forward
10. Jayden (MLP): Everywhere! Sweat for me!
11. Sheryl (angel_z): backward, circular
BB who can sit:
1. Yuzhe (Ellysia)
2. Charlotte (feifei)
3. Kyan (BabyCupid)
4. Isabel (krispy)
5. kai (morraine)
6. Gwen (crystal)
7. Rex (jn80jn
8. Jared ( fennie77)
9. YuJie (Felicia)
10. Vivienne (Veniz)
11. Lucas (tera)
12. Jayden (MLP)
13. Sheryl (angel_z)
14. Eunicia (Priscilla)
1. Qyan (ioio): backward and circular
2. Kyan (BabyCupid): circular
3. Charlotte (feifei) : Front,back,circular,up!
4. Isabel (Krispy): Forward & circular
5. kai (morraine) : everywhere!
6. Rex (jn80jn) : backward and circular
7. Jared (fennie77) : backward, circular & forward
8. Vivienne (Veniz) : everywhere
9. Lucas (tera): backward, circular & forward
10. Jayden (MLP): Everywhere! Sweat for me!
11. Sheryl (angel_z): backward, circular
BB who can sit:
1. Yuzhe (Ellysia)
2. Charlotte (feifei)
3. Kyan (BabyCupid)
4. Isabel (krispy)
5. kai (morraine)
6. Gwen (crystal)
7. Rex (jn80jn
8. Jared ( fennie77)
9. YuJie (Felicia)
10. Vivienne (Veniz)
11. Lucas (tera)
12. Jayden (MLP)
13. Sheryl (angel_z)
14. Eunicia (Priscilla)
tera: hihi!! ya.. been busy with sch.. you know la.. during term time, its mad house..
sheryl is ok.. jus that now she more mobile hor, currrently she has sustained 2 injuries. 1, she hit her face while crawling n hit the toy n her upper lip a bit swollen.. 2, she was crawling all over me n she suddenly knocked her head agst my mouth n got red patch.. both times she cried until so chiam, until no voice loh.. sigh...
think once she starts crawling, walking will have even more injuries... *shake head*
how is lucas?
sheryl is ok.. jus that now she more mobile hor, currrently she has sustained 2 injuries. 1, she hit her face while crawling n hit the toy n her upper lip a bit swollen.. 2, she was crawling all over me n she suddenly knocked her head agst my mouth n got red patch.. both times she cried until so chiam, until no voice loh.. sigh...
think once she starts crawling, walking will have even more injuries... *shake head*
how is lucas?
Angel,
good to know Sheryl is used to being at MIL's place during daytime. At least u know she's in good hands. Evening Sheryl knows Mummy is there mah so 1 2 fast fast go home & bond wif u lor cos so many hours din c/smell u. Hehe...
Ya, butternut similar to pumpkin & I suppose is more angmoh type cos I can only find it in supermarket. Wet markets only got the round type pumpkin.
good to know Sheryl is used to being at MIL's place during daytime. At least u know she's in good hands. Evening Sheryl knows Mummy is there mah so 1 2 fast fast go home & bond wif u lor cos so many hours din c/smell u. Hehe...
Ya, butternut similar to pumpkin & I suppose is more angmoh type cos I can only find it in supermarket. Wet markets only got the round type pumpkin.
teragram
Active Member
angel,
sayang sayang. bet u must have felt bad when she cried until so chiam.
oh no, lip swollen, better now? if not, can try putting teething gel to soothe the pain. like u said, accidents are part and parcel but having said that, heart will still pain leh, hehe.
also, glad to hear she's adapting to ur MIL, at least u can "fang xin" more while @ work.
lucas is good. starting to crawl around and getting difficult to carry cos very wriggly like keep on wanting to come down and walk. *faint* then today my mum taught him to wave bye-bye and he seems to know. did it a few times but dunno issit coincidence (i'm sure some babies can do that already but me 1st time seeing so v happy, hehe).
sayang sayang. bet u must have felt bad when she cried until so chiam.
also, glad to hear she's adapting to ur MIL, at least u can "fang xin" more while @ work.
lucas is good. starting to crawl around and getting difficult to carry cos very wriggly like keep on wanting to come down and walk. *faint* then today my mum taught him to wave bye-bye and he seems to know. did it a few times but dunno issit coincidence (i'm sure some babies can do that already but me 1st time seeing so v happy, hehe).
mag: ya.. at least i know sheryl is safe at my MIL's place.. oh... i always thot its cos evening time, babies will be more cranky eh.. but your version is much nicer to believe.. hahahaha.. =)
me myself have never seen butternut before loh.. dun even say eat it.. hahahaha... n now athan gets to eat leh.. heehee.. but seriously everytime i compare athan n sheryl hor, i feel so guilty for being such a lousy mum cos u always prepare so many things for athan.. maybe u wan to help me babysit sheryl? hahahaha...
me myself have never seen butternut before loh.. dun even say eat it.. hahahaha... n now athan gets to eat leh.. heehee.. but seriously everytime i compare athan n sheryl hor, i feel so guilty for being such a lousy mum cos u always prepare so many things for athan.. maybe u wan to help me babysit sheryl? hahahaha...
teragram
Active Member
Mag,
We bought it at Great World Cold Storage (think cos there got many expats, keke) Hubby and I also lah, never really checked the price, thought it can't be that exp. It was only when we got home and saw the price tag - we both had to support each other so that we didn't faint. Just kidding, keke!!
Needless to say, u can tell Richard that that was the 1st and last time we are buying an organic avocado.
We bought it at Great World Cold Storage (think cos there got many expats, keke) Hubby and I also lah, never really checked the price, thought it can't be that exp. It was only when we got home and saw the price tag - we both had to support each other so that we didn't faint. Just kidding, keke!!
Needless to say, u can tell Richard that that was the 1st and last time we are buying an organic avocado.
tera: yaya.. i was super guilty loh for not being more watchful over her.. heart very pain.. but after 15min, she seems to forgot liao..
now she ok loh.. within half a day, her lip reduce swelling le.. thanks for the concern..
yaya.. sheryl oso like lucas loh.. like wan to wiggle to go down to walk.. reali must hold her properly loh, if not sure fall.. i got scare by her a few times cos she almost fell..
its like that wan la.. now i always think sheryl know that her name is sheryl cos everytime we call her by her name n she will turn n look.. but my husband said cos she is responding to our voice, not to her name.. though i know he is right but i like to believe that she knows sheryl is her name.. hahahaha..
but i'm sure lucas is very smart cos she got principal mummy.. =P
now she ok loh.. within half a day, her lip reduce swelling le.. thanks for the concern..
yaya.. sheryl oso like lucas loh.. like wan to wiggle to go down to walk.. reali must hold her properly loh, if not sure fall.. i got scare by her a few times cos she almost fell..
its like that wan la.. now i always think sheryl know that her name is sheryl cos everytime we call her by her name n she will turn n look.. but my husband said cos she is responding to our voice, not to her name.. though i know he is right but i like to believe that she knows sheryl is her name.. hahahaha..
but i'm sure lucas is very smart cos she got principal mummy.. =P
