peachbloom
New Member
felicia
can i check how much u paid for stemcord?
can i check how much u paid for stemcord?
(2008/06) June 2008
- Thread starter avoros
- Start date
tinyfeet_tf
Active Member
peachbloom
Hubby n me actually make up to donate. Nw my parents n in-law trigger us to keep. I need to clarify SCBB more first since i heard from Cordlife already. My concern is if the child gets to use cos some say usu nt suitable for the child himself if later they really need it since its his own n if diagnosis detect later stage, means his stem cell nt suitable for him in first place. So i quite puzzled here.
Hubby n me actually make up to donate. Nw my parents n in-law trigger us to keep. I need to clarify SCBB more first since i heard from Cordlife already. My concern is if the child gets to use cos some say usu nt suitable for the child himself if later they really need it since its his own n if diagnosis detect later stage, means his stem cell nt suitable for him in first place. So i quite puzzled here.
feliciarosey
Active Member
<font color="aa00aa">peachbloom, as i posted in my earlier post, i paid around $1200+ for 1st time payment, subsequent is $250.
But my friend is paying $700+ for 1st payment as we are under different gynae. Some gynaes will charges fee for this service.</font>
But my friend is paying $700+ for 1st payment as we are under different gynae. Some gynaes will charges fee for this service.</font>
sorry, ladies, i forget to mention that my 70 pieces pack of huggies ultra is still cheaper than NTUC even when they are having a promotion price of $13.80 for 44 pieces now 
http://www.fairprice.com.sg/ProductDetails.aspx?productID=0000011455633
http://www.fairprice.com.sg/ProductDetails.aspx?productID=0000011455633
feliciarosey
Active Member
<font color="aa00aa">TF, is true that baby's own stem cell is not suitable to use for own usage, as if the child got some illness, means that the storage cell high chance oso got the same problem. But of course is not 100% cannot be used on the child himself, it very much depend on the diagnosis and wat type of illness.
And for the the storage it can be used for the kid's sibling, parent and even grandparents (if matching). Coz when my mom was diagnosed with cancer, i did a check with the doctor, he said can used on grandparent but my mom situation is not suitable to use it.</font>
And for the the storage it can be used for the kid's sibling, parent and even grandparents (if matching). Coz when my mom was diagnosed with cancer, i did a check with the doctor, he said can used on grandparent but my mom situation is not suitable to use it.</font>
peachbloom
New Member
danryan
when's your edd? mine's 12 june, although that is technically 40weeks 1 day. any gut feel as to whether your babe will come earlier? i suspect mine may be a little earlier, maybe by a week or so.. but of course, can't really tell la...
TF: ya will be good idea to hear what they have to say. when r u due? if u have some time, can afford to 'shop' around a bit more b4 deciding.
when's your edd? mine's 12 june, although that is technically 40weeks 1 day. any gut feel as to whether your babe will come earlier?
i suspect mine may be a little earlier, maybe by a week or so.. but of course, can't really tell la... TF: ya will be good idea to hear what they have to say. when r u due? if u have some time, can afford to 'shop' around a bit more b4 deciding.
TF, thanks for posting the link to the article! I think it was in response to the lady's letter (to ST forum).
"One area Mr Khaw will look into, after some requests, is getting MediShield coverage for babies born with congenital disease and for those with mental health. So far, he does not have a clear solution.
He said: "So how to bring babies with congenital disease in? It is something I have been cracking my head over because first, I thought the liability is not big and with a few adjustments, we can cover but somehow, the actuarial consultant comes back and says, "no, it's a very costly package", so these congenitals are not in."
I think this means that at the moment Medishield does not cover pre-existing/congenital diseases but the minister said he will be looking into it. I have a feeling it won't be in time for our bbs' births...
Actually ,I'm not sure if anything can be done to cover congenital diseases.. .cos CPF board is not a charity...
"
"One area Mr Khaw will look into, after some requests, is getting MediShield coverage for babies born with congenital disease and for those with mental health. So far, he does not have a clear solution.
He said: "So how to bring babies with congenital disease in? It is something I have been cracking my head over because first, I thought the liability is not big and with a few adjustments, we can cover but somehow, the actuarial consultant comes back and says, "no, it's a very costly package", so these congenitals are not in."
I think this means that at the moment Medishield does not cover pre-existing/congenital diseases but the minister said he will be looking into it. I have a feeling it won't be in time for our bbs' births...
Actually ,I'm not sure if anything can be done to cover congenital diseases.. .cos CPF board is not a charity...
"
<font face="comic sans ms"><font color="27aafd">morning mummies..
ellysia.. tks for the suggestion but will c c first lah.. cos realised some pop up after mia for some time.. ... heee....
for cord life: there's a motherhood exhibition on the 5-8 June at expo and cordlife is presenting a talk as well.. normally during bb talk or exhibition, there may be $300 discount.. so mummies who can wait and have time.. might be good to attend the talk to learn more.. oh ya.. if got referral will have another $50 off...
congrat to sharon.. any news from fei fei and i am snow?</font></font>
ellysia.. tks for the suggestion but will c c first lah.. cos realised some pop up after mia for some time.. ... heee....
for cord life: there's a motherhood exhibition on the 5-8 June at expo and cordlife is presenting a talk as well.. normally during bb talk or exhibition, there may be $300 discount.. so mummies who can wait and have time.. might be good to attend the talk to learn more.. oh ya.. if got referral will have another $50 off...
congrat to sharon.. any news from fei fei and i am snow?</font></font>
Felicia is right about the limtied use of cord blood. actually cord blood is very rarely used in Singapore. It is very new technology locally.
One thing I don't like about private storage is that, it promotes the idea of saving up for own needs when public bank is a better idea. Like public blood bank. people can share. I am hoping in the future, public cord blood bank can be more popular... and maybe be like the organ transplant act... pple who donate their own cord blood have priority to use the cord blood from teh public bank.
One thing I don't like about private storage is that, it promotes the idea of saving up for own needs when public bank is a better idea. Like public blood bank. people can share. I am hoping in the future, public cord blood bank can be more popular... and maybe be like the organ transplant act... pple who donate their own cord blood have priority to use the cord blood from teh public bank.
tinyfeet_tf
Active Member
I just called SCBB, interesting for this lady to share wif me tat i tot i can just share here. Accordingly, usu cord stem cell is suitable for transplant to a patient tat is 40kg n below (Asian Capacity), ie. suitable for children who require transplant.
Private - So if we keep privately wif the intention for siblings to use (below 40kg), should b fine. But there again, when the pte extract the cells from the placenta, they will just keep it for u since u pay, irregardless of how low the cell count is. As long as u willing to pay, they willing to keep for u. So if cell count is low, may nt be sufficient for use too.
Public - Accordingly, the chance of the child himself need to use his own will nt be there. They will rather find a match fr public for u cos it means the child is nt suitable to use his own. For public, they will just extract all your placenta as much as possible n if the cell count is low, they will nt keep.
Private - So if we keep privately wif the intention for siblings to use (below 40kg), should b fine. But there again, when the pte extract the cells from the placenta, they will just keep it for u since u pay, irregardless of how low the cell count is. As long as u willing to pay, they willing to keep for u. So if cell count is low, may nt be sufficient for use too.
Public - Accordingly, the chance of the child himself need to use his own will nt be there. They will rather find a match fr public for u cos it means the child is nt suitable to use his own. For public, they will just extract all your placenta as much as possible n if the cell count is low, they will nt keep.
feliciarosey
Active Member
<font color="aa00aa">TF, there's truth and untruth on the cell count volume thingy.
When i signed the stemcord agreement, there's a clause stating the min volume of cell count before they'll accept the storage.
I got a letter from stemcord about 1-2weeks later after my delivery to confirm they manage to get the min volume cell count. Unless they lied to me lah, coz their agreement did stated if the min volume is not achieve, they'll refund us the money.</font>
When i signed the stemcord agreement, there's a clause stating the min volume of cell count before they'll accept the storage.
I got a letter from stemcord about 1-2weeks later after my delivery to confirm they manage to get the min volume cell count. Unless they lied to me lah, coz their agreement did stated if the min volume is not achieve, they'll refund us the money.</font>
tinyfeet_tf
Active Member
Cordlife Pte - when i ask them, they say so far S'pore only 1 successful case abt the boy need transplant, then the mother purposely conceive the 2nd to save the 1st. Was more of immediate case. This story is in their brochure. I was wondering abt cases tat people had store n taken to use later n there is none.
So since there's so much limits, SCBB wld be better off if can help to donate to children (below 40kg) who needed more, since abv 40kg, wat u store is nt sufficient. Jus my thot.
peachbloom
So nw my decision is very clear. I will nt keep pte cos chances is slim. Rather spend more on insurance. And if i wnt to donate, SCBB say my case cannot cos they dun wnt to interrupt my delivery since its high risk delivery where in case need emergency. So answer is do nothing
So since there's so much limits, SCBB wld be better off if can help to donate to children (below 40kg) who needed more, since abv 40kg, wat u store is nt sufficient. Jus my thot.
peachbloom
So nw my decision is very clear. I will nt keep pte cos chances is slim. Rather spend more on insurance. And if i wnt to donate, SCBB say my case cannot cos they dun wnt to interrupt my delivery since its high risk delivery where in case need emergency. So answer is do nothing
paulnelaine
Member
sharon,
congrats to u.... rest well
congrats to u.... rest well
peachbloom
New Member
thanks for the info felicia
Hi,
Just wanted to share. For my #1, I had BH contractions that were 5min apart (even as fast as 3 min) for 1-3hrs daily from 36 weeks onwards. Even the nurses thought I would progress to labour because the CTG showed such regular contractions, but they were not strong enough to induce labour. I went hospital 3 times and was sent back because not yet dilated, all false alarms. In the end, #1 was overdue, I was only 1 cm dilated and had to be induced at 40wks + 3 days and my boy was 3.5kg. For #2 this time, I'm v happy that the BH happens mostly at night and not regular like last time. While I'm looking forward to seeing my bb, I hope she will stay in for a bit longer so that she's bigger. Less likely to get jaundice and require admission if they are born closer to 40 weeks, cos more developed. My friend was 3cm dilated for 1 whole week before she delivered her baby, so I also have doubts about 3cm dilation with no associated contractions, as cervix may be dilated but not effaced. If got bleeding / show, but no contractions, can still wait at home, labour can start anytime within 1-2 days.
False contractions / Braxton Hicks - Uncoordinated contractions, tummy gets v hard and can feel pressure. Can be painful, feel like menstrual cramps, may even be regular (like my case, 5 min apart), but does not get stronger and more painful over time.
Real contractions / labour - Coordinated contractions that start at the top nearer your tummy and spread downwards to push baby out. Gets stronger and more painful over time, worse than any menstrual cramp you ever got. If it comes with show / bleeding, go hospital immediately.
My epidural was a horrible experience. Half body pain, half no pain. They increased the dosage, so I felt paralysed. After 6h, epi wore off, but anesthetist forgot abt me, pain was unbearable. When he came to give me fresh dose, it was time to push and I couldn't feel anything, even needed nurse and hubby to hold my legs. End up pushing for more than 1 hr. This time round if I can tahan, I don't want epi if possible. One of my girlfriends had the same experience.
Just wanted to share. For my #1, I had BH contractions that were 5min apart (even as fast as 3 min) for 1-3hrs daily from 36 weeks onwards. Even the nurses thought I would progress to labour because the CTG showed such regular contractions, but they were not strong enough to induce labour. I went hospital 3 times and was sent back because not yet dilated, all false alarms. In the end, #1 was overdue, I was only 1 cm dilated and had to be induced at 40wks + 3 days and my boy was 3.5kg. For #2 this time, I'm v happy that the BH happens mostly at night and not regular like last time. While I'm looking forward to seeing my bb, I hope she will stay in for a bit longer so that she's bigger. Less likely to get jaundice and require admission if they are born closer to 40 weeks, cos more developed. My friend was 3cm dilated for 1 whole week before she delivered her baby, so I also have doubts about 3cm dilation with no associated contractions, as cervix may be dilated but not effaced. If got bleeding / show, but no contractions, can still wait at home, labour can start anytime within 1-2 days.
False contractions / Braxton Hicks - Uncoordinated contractions, tummy gets v hard and can feel pressure. Can be painful, feel like menstrual cramps, may even be regular (like my case, 5 min apart), but does not get stronger and more painful over time.
Real contractions / labour - Coordinated contractions that start at the top nearer your tummy and spread downwards to push baby out. Gets stronger and more painful over time, worse than any menstrual cramp you ever got. If it comes with show / bleeding, go hospital immediately.
My epidural was a horrible experience. Half body pain, half no pain. They increased the dosage, so I felt paralysed. After 6h, epi wore off, but anesthetist forgot abt me, pain was unbearable. When he came to give me fresh dose, it was time to push and I couldn't feel anything, even needed nurse and hubby to hold my legs. End up pushing for more than 1 hr. This time round if I can tahan, I don't want epi if possible. One of my girlfriends had the same experience.
tinyfeet_tf
Active Member
Felicia / ioio
I'm no expert in the low count thingy too I just regurgitate wat SCBB just spoke to me. And its true tat we do nt knw wat is the low count threshold tat both SCBB n Pte Cord refer. Maybe one will b stricter than the other loh, until we can to see statistics numbers to justify wat they talking abt. Everythg is very general speech...hee
I'm no expert in the low count thingy too
I just regurgitate wat SCBB just spoke to me. And its true tat we do nt knw wat is the low count threshold tat both SCBB n Pte Cord refer. Maybe one will b stricter than the other loh, until we can to see statistics numbers to justify wat they talking abt. Everythg is very general speech...heepaulnelaine
Member
hi ZuEn,
just nw u mention tat hubby not as willing to massage ur leg for u as compared to pregnancy time.... i was like... it sound so so familiar..... when i'm preg with my 1st, i was like a KING everyday got e best treatment moreover i got lots of vomiting n discomfort but once baby is out my hubby also stop all e massaging even i request
now preg with 2nd one... still vomiting but my massaging session come upon only when i request no longer like e 1st pregnancy so shiok... hai..... hubby also not as excited as 1st pregnancy maybe becos we need to take care of our boy so not much time talking to my unborn baby..........
just nw u mention tat hubby not as willing to massage ur leg for u as compared to pregnancy time.... i was like... it sound so so familiar..... when i'm preg with my 1st, i was like a KING everyday got e best treatment moreover i got lots of vomiting n discomfort but once baby is out my hubby also stop all e massaging even i request
peachbloom
New Member
thanks too, to all for sharing info about cord blood banking. TF: good to know you've decided. i have to discuss with hubby again and see how things go from there. i'm generally indecisive so i think will have a headache on this one... hmm...
tinyfeet_tf
Active Member
Cactus
Hee.. i understand. I also feel abit wet blanket as i type. But i'm those tat I will drill all facts out b4 i do anything. So if nt proven, i will commit. But i tot i just share wat 2 parties (pte n public) told me here.
Hee.. i understand. I also feel abit wet blanket as i type. But i'm those tat I will drill all facts out b4 i do anything. So if nt proven, i will commit. But i tot i just share wat 2 parties (pte n public) told me here.
shycloud
Active Member
peachbloom/danryan...
me too! edd on 12th June. gynae est. tat i will deliver btw 5th-12th...but somehow i have a hunch tat mine will be late...cos watever pain and cramp symptoms supposed to experience has not happen to me yet...so i reckon i will deliver early...
just my thoughts lah...
me too! edd on 12th June. gynae est. tat i will deliver btw 5th-12th...but somehow i have a hunch tat mine will be late...cos watever pain and cramp symptoms supposed to experience has not happen to me yet...so i reckon i will deliver early...
just my thoughts lah...
<font face="comic sans ms"><font color="27aafd">yup.. for me quite indecisive oso whether to donate or keep... so we intend jux keep it first but i hv check if i want to donate later to public bank.. i rem they say yes.. so not really an issue.. but it's like still having to pay for the admin and testing fee lor...i think it really depends on individual lah... ;p</font></font>
peachbloom
New Member
hi cactus, understand what u mean about public banking. is it a fact that donors are given priority? what i last understood was that once donated, it's public property and one's child may not be able to use his or her own cord blood even if they might need it, depending on availability.. do you know how long they keep it for?
feliciarosey
Active Member
<font color="aa00aa">TF, i understand!
cactus, actually for me i support SCBB as well. But since me and hubby oredy store our #1 with pte, tats why this one we're not so anxious on the storage thingy.
Frankly speaking during our #1, we din research much on the cord banking thing, as stemcord office was in glen hospital, so we just enrol when kena approach during my normal check up.
Plus at tat time, we dont even know there's SCBB.</font>
cactus, actually for me i support SCBB as well. But since me and hubby oredy store our #1 with pte, tats why this one we're not so anxious on the storage thingy.
Frankly speaking during our #1, we din research much on the cord banking thing, as stemcord office was in glen hospital, so we just enrol when kena approach during my normal check up.
Plus at tat time, we dont even know there's SCBB.</font>
Peachbloom, No no! There is nothnig about priority for donors. It's just a suggestion of mine. I'm hoping that one day, such priority can be given.. cos an unrelated match is so much better than a related match.. that's what I feel. It should be like organ transplant act. And as altruistic like public blood donations.
ioio, I think you may want to decide whether you want to donate soon (whether to pte or public or not) cos whichever way you choose, you need to sign consent forms, etc. usually we are advised to do all this by about 32 weeks.
Felicia, don't worry. i'm not judgemental. I just want to share what I know..
Felicia, don't worry. i'm not judgemental. I just want to share what I know..
peachbloom
New Member
oh danryan and shycloud, we're all same edd! cool. a good friend of mine getting married 7th june, and i had to tell her kiv rsvp, depending on whether i pop by then... i think even if i do go i will have to bring along all my gear (hospital bag)!
<font face="comic sans ms"><font color="27aafd">eee... cactus.. does it mean even if we dint go through the doc for the signup.. they will still gain from it.. for me.. i dint go through my gynae and jux sign up during the talk as my doc nv mentioned anything to us...</font></font>
feliciarosey
Active Member
<font color="aa00aa">TF/ cactus, pls dont feel it tat way, ok?!
We are here to share what we know.
In fact during this 2nd pregnancy, i done more research than my 1st pregnancy, and i even called stemcord to ask about our agreement with them. I think me and hubby was really too blur during my 1st pregnancy. We just realised our agreement is those indefinite type. We are quite shocked, coz we tot is 15yrs. And hubby and i was thinking to stopped it when our kids reached certain age coz like wat you said, there's no proof of effectiveness beyong 15yrs.</font>
We are here to share what we know.
In fact during this 2nd pregnancy, i done more research than my 1st pregnancy, and i even called stemcord to ask about our agreement with them. I think me and hubby was really too blur during my 1st pregnancy. We just realised our agreement is those indefinite type. We are quite shocked, coz we tot is 15yrs. And hubby and i was thinking to stopped it when our kids reached certain age coz like wat you said, there's no proof of effectiveness beyong 15yrs.</font>
feliciarosey
Active Member
<font color="aa00aa">ioio, you signed with cordlife?
For me, when i signed my agreement during my #1, i realised there's a column stated gynae's fee.
And i remember i asked the person in charge, she told me tat fee is for our gynae to help to retrieve the cord blood. Initially i tot it was compulsory fee and the charges is the same for all gynaes.
Later i realised i was wrong as some gynae actually wont charge a cent to their patient for such work.</font>
For me, when i signed my agreement during my #1, i realised there's a column stated gynae's fee.
And i remember i asked the person in charge, she told me tat fee is for our gynae to help to retrieve the cord blood. Initially i tot it was compulsory fee and the charges is the same for all gynaes.
Later i realised i was wrong as some gynae actually wont charge a cent to their patient for such work.</font>
tinyfeet_tf
Active Member
Peachbloom, according to SCBB, donor will be given priority, but nt to your donated one if its nt available. Priority to watever tat match when u need.
Storage insurance - ha, talking abt that, i did try to drill Cordlife abt hw they insure the storage. They say they have no control or compensation if due to Acts of God. They only will refund if in the event they dun store properly.
Decision - Once u decided to store n keep in pte, u can pay yearly or one lump sum. But along the 20 years, if u decide to lapse, they will refund u pro-rated. The only thing is the initial admin cost is nt refundable n tat is the bulk. If u decide to lapse, they just throw away, they dun allow u to donate.
Storage insurance - ha, talking abt that, i did try to drill Cordlife abt hw they insure the storage. They say they have no control or compensation if due to Acts of God. They only will refund if in the event they dun store properly.
Decision - Once u decided to store n keep in pte, u can pay yearly or one lump sum. But along the 20 years, if u decide to lapse, they will refund u pro-rated. The only thing is the initial admin cost is nt refundable n tat is the bulk. If u decide to lapse, they just throw away, they dun allow u to donate.
<font face="comic sans ms"><font color="27aafd">yup.. some gynae dun charge as they think it's jux a service... i dint ask my gynae whether he charge leh.. but i sign up b4 asking him.. told him after tt n he jux say rem to bring the box upon admission and pass to the nurse.. if he want to charge i oso no choice liao.. hee... </font></font>
TF.
Ya my EDD is 18June. But due to recently problem raise - irregular contractions, bb move less, gynae need to monitor closely and I have to monitor also just in case may have to go pop lo... Since its #2, he was saying will be much earlier than EDD.. Hope to pop anytime from now lo hehehe BUT now everything back to normal so just keep my finger crossing.
SHARON! What A GO! True laughing gas helps alot beginning stage. I also hate the pushing part. Its like been constipated for months to get that head out of us! But sometime without EPI will be able to feel the contractions and push out faster whereas some with EPI may take bit longer time if too numb totally no feeling.
Soyabean,
The stitiching part wont feel anything. Why? Cos we already so tired and our focus is at our bb. Looking at our bb distract us and V area already sore even gynae jab med on our V area before stitich we dont really feel a thingy
Still have not receive any updates from angie_bb about her induction in hospital to be done this morning. HOW about Feifei & Iamsnow? Pop liao????
Ya my EDD is 18June. But due to recently problem raise - irregular contractions, bb move less, gynae need to monitor closely and I have to monitor also just in case may have to go pop lo... Since its #2, he was saying will be much earlier than EDD.. Hope to pop anytime from now lo hehehe BUT now everything back to normal so just keep my finger crossing.
SHARON! What A GO! True laughing gas helps alot beginning stage. I also hate the pushing part. Its like been constipated for months to get that head out of us! But sometime without EPI will be able to feel the contractions and push out faster whereas some with EPI may take bit longer time if too numb totally no feeling.
Soyabean,
The stitiching part wont feel anything. Why? Cos we already so tired and our focus is at our bb. Looking at our bb distract us and V area already sore even gynae jab med on our V area before stitich we dont really feel a thingy
Still have not receive any updates from angie_bb about her induction in hospital to be done this morning. HOW about Feifei & Iamsnow? Pop liao????
crystal~07
Active Member
Soyabean,
I pump ard 6 times daily, out of which 2 rounds of pumpings are throw down the drain, so tat is oni 4 pumps usable for her consumptions. I do let her latch on but she not too keen cos it is too slow for her, so her latching on is like appetizer & for play oni.
Sharon,
CONGRATS!!!!! U made it!!!!
I pump ard 6 times daily, out of which 2 rounds of pumpings are throw down the drain, so tat is oni 4 pumps usable for her consumptions. I do let her latch on but she not too keen cos it is too slow for her, so her latching on is like appetizer & for play oni.
Sharon,
CONGRATS!!!!! U made it!!!!
gracetanly
New Member
Morning all Mummies!
peachbloom
New Member
cactus: thanks for clarifying
the concern with having just one public bank is usually the waiting time should the child really require it. like with organ transplant, the wait is generally long, by which time some patients would have passed on as they cannot wait it out. but ya, if more people support it, they'll have a bigger store, which means chances of a match will be higher and wait time shorter.
ioio: i'm delivering at NUH, under Mary Rauff. you are the one doing the updates hor? can add me? baby was 2.5-2.6kg at 35 weeks. now 37w2d and edd 12 june. thanks thanks!
the concern with having just one public bank is usually the waiting time should the child really require it. like with organ transplant, the wait is generally long, by which time some patients would have passed on as they cannot wait it out. but ya, if more people support it, they'll have a bigger store, which means chances of a match will be higher and wait time shorter.
ioio: i'm delivering at NUH, under Mary Rauff. you are the one doing the updates hor? can add me? baby was 2.5-2.6kg at 35 weeks. now 37w2d and edd 12 june. thanks thanks!
tinyfeet_tf
Active Member
Felicia
Ya, smtx gd tat we in tis forum then we hear from all the enquiries n verify wif one another. Its like 10 persons call MOM, u get at least 5 different answers...hee.. Ya, some gynae dun charge.
Initially i also tot hw come pay for only 20 years for cordlife. Wat hapen aft 20 years, n cordlife explain that's the legal age for the child to decide if wnt to transfer to his own name so he fund himself. But the storage can continue infinity. See different ans again on the life span of the storage effectiveness.
Ya, smtx gd tat we in tis forum then we hear from all the enquiries n verify wif one another. Its like 10 persons call MOM, u get at least 5 different answers...hee.. Ya, some gynae dun charge.
Initially i also tot hw come pay for only 20 years for cordlife. Wat hapen aft 20 years, n cordlife explain that's the legal age for the child to decide if wnt to transfer to his own name so he fund himself. But the storage can continue infinity. See different ans again on the life span of the storage effectiveness.
TF, I wasn't award that donor will be given priority of any sort.. I could be wrong. I didn't ask SCBB..
For those pple in the insurance line, acts of god is really a very wide exception. things like power supply failure is also act of god.. what is not act of god is the company never pay electricity bills, then cause power supply failure. actually this is just one example.
For those pple in the insurance line, acts of god is really a very wide exception. things like power supply failure is also act of god.. what is not act of god is the company never pay electricity bills, then cause power supply failure. actually this is just one example.
