Hi gals,
Extract this from the website that ino given to me for your reference.. v confusing.. hahah. i decide to choose 2 bedded room instead of 1 so that can save the spare $$ for my son's insurance
have check with Mt A, hubby can stay beside during the whole day time.. thats enough for me.. Mt A 2 bedded room is quite spacious compare to TMC, that time when my hubby paid a visit to my sis when she laboured. At least, got rooms for vistors..
Maternity Cases
14. Can I withdraw Medisave to pay maternity expenses?
Medisave can be used to pay the delivery and pre-delivery medical expenses incurred for the delivery of the first four living children of the mother on or after 1 August 2004. Prior to 1 August 2004, Medisave can only be used to pay the delivery expenses incurred for delivery of the first three living children.
Medisave can also be used to pay the delivery and pre-delivery expenses incurred for the delivery of the fifth and subsequent child of the mother on or after 1 August 2004, if both parents have a combined Medisave balance of at least $15,000 in their Medisave accounts at the time of delivery.
The patient can use her own, spouse and/or immediate family members Medisave to pay the delivery and pre-delivery expenses. Immediate family members include patients parents and children.
The pre-delivery expenses have to be claimed under the Medisave Maternity Package. However, post-natal consultation fees cannot be claimed under Medisave.
15. What is the Medisave Maternity Package?
The Medisave Maternity Package is a package that allows Medisave to be used to pay expenses incurred during delivery and pre-delivery medical expenses such as consultations, ultrasounds, tests, medications etc. Prior to 1 August 2004, Medisave cannot be used for pre-delivery expenses.
16. How much Medisave can I use to pay maternity expenses?
Under the Medisave Maternity Package, you can withdraw Medisave for pre-delivery medical expenses as well as delivery expenses and daily hospital charges. Each Medisave Maternity Package has a different Medisave Withdrawal Limit, which depends on the delivery procedure (e.g. caesarean or vaginal delivery), to pay the pre-delivery medical expenses as well as the delivery expenses.
If you do not wish to claim for pre-delivery expenses, you can still withdraw Medisave for the delivery procedure and daily hospital charges. Each delivery procedure has a different withdrawal limit.
The withdrawal limits are shown below:
Type of Operation Medisave Limits for Delivery Procedure
($) Medisave Limits under the Medisave Maternity Package
($)
Vaginal Delivery (Normal) 450 900
Vaginal Delivery (Assisted) 800 1,250
Caesarean Section (Normal) 1,400 1,850
Caesarean Section (with Tubal Ligation) 1,600 2,050
Caesarean Section (with Hysterectomy) 2,400 2,850
Example:
Delivery Procedure No. of days of Hospitalisation Medisave Withdrawal under the Medisave Maternity Package
($) Medisave Withdrawals for Delivery Procedure
($)
Vaginal Delivery (Normal) 3 Up to $1,800
Which comprises of:
- $900 for daily hospital charges; and
- $900 for Medisave Maternity Package Up to $1,350
Which comprises of:
- $900 for daily hospital charges; and
- $450 for Delivery Procedure
Caesarean Delivery (Normal) 4 Up to $3,050
Which comprises of:
- $1,200 for daily hospital charges; and
- $1,850 for Medisave Maternity Package Up to $2,600
Which comprises of:
- $1,200 for daily hospital charges; and
- $1,400 for Delivery Procedure
17. How do I make a withdrawal from Medisave for pre-delivery medical expenses under the Medisave Maternity Package?
You will have to present the bills incurred for the pre-delivery medical care to the hospital where your newborn is delivered. The hospital will submit these bills, together with the bill for the delivery expenses, for a Medisave claim under the Medisave Maternity Package.
Outpatient Treatment
18. What outpatient treatments do Medisave cover and what are the withdrawal limits?
Medisave can be used to pay for the following outpatient treatments, subject to the withdrawal limits:
Type of outpatient treatment Withdrawal limit
Hepatitis-B vaccination for patient aged :
- Below 12 years
- 12 years to 19 years
- 20 years & above
Course of 3 Jabs
$25
$35
$50
Booster
$10
$15
$20
Renal Dialysis
Note : Only the patient's own Medisave can be used. In addition, the Medisave of the patient's parents may be used if the patient is aged 18 years or below.
With effect from 1 December 2004, the Medisave of the patients immediate family members may be used on a case-by-case basis, subject to eligibility conditions. The patient must be the Medisave Account holder's (a) spouse (b) parents (c) grandparent who is a Singapore citizen or permanent resident (d) child aged above 18 years.
More information on using your Medisave for your immediate family's renal dialysis is found in the application form.
$450 per month per patient
Chemotherapy*
$300 per weekly treatment cycle
or
$1,200 per 21/28 day treatment cycle
Radiotherapy* :
- External Radiotherapy
- Brachytherapy with external radiotherapy
- Brachytherapy without external radiotherapy
- Superficial X-ray
- Stereotactic radiotherapy
$80 per treatment
$300 per treatment
$360 per treatment
$30 per treatment
$2,800 per treatment
Assisted Conception Procedure (for female patients only)
Note : Only the Medisave of the patient and her spouse can be used.
Use of Medisave for Assisted Conception Procedure (ACP) is up to 3 treatment cycles.
For ACP treatments received on or after 1 August 2004, the withdrawal limits are
1st withdrawal - $6,000
2nd withdrawal - $5,000
3rd withdrawal - $4,000
For ACP treatments received before 1 August 2004, the withdrawal limit is $4,000 per treatment cycle.
Approved Drugs for HIV/AIDS
Note : Only the patient's own Medisave can be used.
If the patient is aged 18 years or below, the Medisave of the patient's parents may also be used.
$550 per month per patient
Hyperbaric Oxygen Therapy
$100 per treatment
Desferrioxamine Drug and Blood Transfusion for Thalassaemia*
$350 per month
Intravenous Antibiotic Infusion* at :
(1) Tan Tock Seng Hospital
(2) KK Women's and Children's Hospital
(3) Singapore General Hospital
$600 per weekly cycle, up to a maximum of $2,400 per year.
Rental of Devices for Long-Term Oxygen Therapy and Infant Continuous Positive Airway Pressure Therapy*
$75 per month
Immunosuppressant Drugs for Organ Transplant*
$300 per month
* With effect from 1 February 2006, the Medisave of the patients non-immediate family members may be used for these outpatient treatments at restructured hospitals/ medical clinics, subject to eligibility conditions such as the patient must be a dependant of the active Medisave Account holder and has exhausted his own and his immediate family members Medisave accounts. There is no change to the prevailing withdrawal limits.
If you wish to find out if you are eligible to use your non-immediate family member's Medisave for the above approved subsidised outpatient treatments, you may wish to speak to the staff at the hospital's Business Office.
At Admission
19. What do I need to do at Admission?
a) Please inform the hospital staff that you wish to use Medisave to pay the hospital bill. The staff will then ask you for your NRIC/Passport or CPF Membership Card. If you are paying for your family member, please also produce the patient's NRIC/Passport.
b) You will then need to sign a Medisave Authorisation Form to allow the CPF Board to pay the hospital bill from your Medisave Account.
c) If your employer or insurer is paying your bill, please bring along your Letter of Guarantee or Hospitalisation Identity Card.
20. Do I still need to pay the hospital deposit at the time of admission?
Yes, the hospital may collect a deposit from you as Medisave may not cover the full hospital charges.
