Hi catinthesky, I did my IVF in SGH and conceived my first child in 2013. Will be trying for 2nd child next month.
My gynae is in private practice and she recommended me to see Dr. Yu Su Ling at SGH who was her intern many years ago (My gynae is near retirement already). At that time I went to see Dr. Yu, she was the head of CARE which is the fertility centre in SGH. I think now there is another head but she remains the senior consultant and I still see her for this upcoming IVF.
It works well for me cos I work in Tg Pagar area so it is very convenient whenever I need to go for scan or blood test. However, the wait is now quite long. I used to be able to get everything done within an hour but my recent visit took me half a day!
To your question 2, ER is under GA. I only felt a bit sore like menstrual cramps when I resume consciousness. If you ask me, the pain index is 4/10. There was not medical leave given after ER although you may request for it. On ET, they will give you 14 days hospitalization leave.
Not sure about the payment scheme though.
Hope this helps.