icyclaw and shan: I also had a dilemma with the cord blood thingy, in the end I signed up for it, it works out to be $300 every year for 21 years. $1 per day. I signed up with Cordlife. Service quite good, they just delivered a $50 taka voucher and a romper to me last week (as promised). I chose Cordlife because TMC's FBI scheme got discount for 1st year, also my friend encouraged, cos StemCord every 5 years, price may change.
Upon collection of cord blood, they will do lab tests, and if cell count too low, they will not store. You may sign up first, if last min change your mind, minimum charge $100 for the admin charges.
Due to cost, hubby and I have decided we will just bank 1st baby's one.