flyinggoddess
New Member
Hi can anyone let me know the comparison between these 2 policies?
Which is better?
Which is better?
Hi can anyone let me know the comparison between these 2 policies?
Which is better?
Yes actually all companies almost same. Its investment linked plan and first plan for baby when born. Its the only plan that cover preggy mum like us.Hi can anyone let me know the comparison between these 2 policies?
Which is better?
Yes actually all companies almost same. Its investment linked plan and first plan for baby when born. Its the only plan that cover preggy mum like us.
For my first preggy this plan is not in the market in 06. For my second preggy in 2012 I din buy cause I thought not necessary. Nothing much will happen. But I got into pregnancy complication and placenta previa. Bill come to be 13k in total. Hospitalised for a mth and baby born at around the 8th mth. That time hosp plan din cover much preg complication and I cant claim. But my current third one I am getting. Minimum $100 per month to start... just my sharing.
Yes actually all companies almost same. Its investment linked plan and first plan for baby when born. Its the only plan that cover preggy mum like us.
For my first preggy this plan is not in the market in 06. For my second preggy in 2012 I din buy cause I thought not necessary. Nothing much will happen. But I got into pregnancy complication and placenta previa. Bill come to be 13k in total. Hospitalised for a mth and baby born at around the 8th mth. That time hosp plan din cover much preg complication and I cant claim. But my current third one I am getting. Minimum $100 per month to start... just my sharing.
if you are interested, I can share more info with you on the comparison of all plans, pregnancy complications, congenital illnesses etc.. most importantly, don't give yourself any pressure, relax and breathe!
I ok to declare but i duno wat kind of questions to expect. Will they ask.fertility questions? Because the first thing my agent asked is if mine is natural. I just don't like to be questioned like a criminal after gg thr so much to carry my bb till this stage. Some of the things she said made me worry if my bb will be pre mature or other complications may arise.there will be a questionnaire to be answered if you decided to get a prenatal plan. whether insurer will accept your case, depends on when was the miscarriage. if it's before 1st trimester, it's okay. if it's later than that, need to declare.
Hi,
Noticed that most of insuranc like AIA and Prudential have investment link.
For Family First AIA and Pru First Gift.
I dont want to get this as later on we may move out of the country and we cannot get back the investment link portion.
I saw that Great Eastern Maternity Plan dont have the investment link and may consider.
However, my concern if baby need to be in ICU due to premature I know insurance will cover.
But based on my findings, prudential will cover Premature birth expenses only if hospitalized in Singapore. For AIA they say if hospitalized overseas still can claim ICU expenses. Howabout Great eastern and rest of insurance?
Do you know which maternity insurance dont have
Investment link?
Hi,
Noticed that most of insuranc like AIA and Prudential have investment link.
For Family First AIA and Pru First Gift.
I dont want to get this as later on we may move out of the country and we cannot get back the investment link portion.
I saw that Great Eastern Maternity Plan dont have the investment link and may consider.
However, my concern if baby need to be in ICU due to premature I know insurance will cover.
But based on my findings, prudential will cover Premature birth expenses only if hospitalized in Singapore. For AIA they say if hospitalized overseas still can claim ICU expenses. Howabout Great eastern and rest of insurance?
Do you know which maternity insurance dont have
Investment link?
Hi,
Noticed that most of insuranc like AIA and Prudential have investment link.
For Family First AIA and Pru First Gift.
I dont want to get this as later on we may move out of the country and we cannot get back the investment link portion.
I saw that Great Eastern Maternity Plan dont have the investment link and may consider.
However, my concern if baby need to be in ICU due to premature I know insurance will cover.
But based on my findings, prudential will cover Premature birth expenses only if hospitalized in Singapore. For AIA they say if hospitalized overseas still can claim ICU expenses. Howabout Great eastern and rest of insurance?
Do you know which maternity insurance dont have
Investment link?
Hi,
Noticed that most of insuranc like AIA and Prudential have investment link.
For Family First AIA and Pru First Gift.
I dont want to get this as later on we may move out of the country and we cannot get back the investment link portion.
I saw that Great Eastern Maternity Plan dont have the investment link and may consider.
However, my concern if baby need to be in ICU due to premature I know insurance will cover.
But based on my findings, prudential will cover Premature birth expenses only if hospitalized in Singapore. For AIA they say if hospitalized overseas still can claim ICU expenses. Howabout Great eastern and rest of insurance?
Do you know which maternity insurance dont have
Investment link?
My agent told me that there are 2 companies that are standalone, term plan - NTUC and GE.
She compared with me those 2 versus the 3 ILP plans and I went ahead with the NTUC.
I like her, cos she was very objective in explaining the pros and cons of each plan with me and she is from an independant firm. You can contact her at 97108956 if you are keen.