Hi, just sharing my experience incase anyone out there are still deciding whether to choose under private or subsidised with KKH. My first child, I went for subsidised throughout the pregnancy. That was back then in year 2013. Everything was fine, check ups and scanning seems fine for me. So far nothing to complain, especially during the labour process, it took me 12 hours to hang on in the labour ward, no specific gynae, but the midwives are doing a great job assisting. During my pushing period, there are a group of students watching, but they did ask me for permission first (if I remember clearly cos im having my busy moment of pushing there). Overall, from check ups, to labour, I was sent to class b ward ( 6 beds with no air cond ). Still not so bad experience, what's important (especially when you have Budget ), it was all worth. Currently I am 31 weeks pregnant with my second child. I went to private gynae with Consultant Dr Lee Jiah Min. I have to say that, I don't feel worth paying for it. Total cost for normal repeat check up was $80. Scanning was $130. Blood test was $160plus. Worst, they called me again to retake my blood test (which obviously I have to pay for it again) and for my upcoming next check up in March, I calculated total bill will be close to $400. Well, lets go back to why I said it's not worth paying for. My first check up with my gynae, waited for like an hour, and check up lasted for 5 mins ( cos gynae was in a rush ). So far throughout my 7 months of pregnancy, I only met her twice. Second check up with her, I just decided to change my mind . My Daughter was beside me crying cos she wants to see the baby, and my gynae showed her uneasiness and asking me why is she crying and asked her nurse to carry my girl, and then she kept telling her nurse sorry cos her nurse was also pregnant, making me feel bad throughout. Trust me, I believe that during your labour, high chances are your private gynae won't really be there to assist. Oh, and the medical bill exclude your medications as well. So I have decided to change to subsidised, with ( I believe and based on my previous experience) we received a much better and friendlier treatment. ( that's what most of those whom I asked for advice before changing to subsidise told me). Not just the bill, but I prefer to feel belong, feel that my gynae will show some concern, not just check n go. And in regards to the blood test, twice ( from first pregnancy and second), I got called twice to retook my blood test . And they gave me the same old reason when they already issued me a card in 2013 ,so I assumed that they purposely do so just for money. ( some of my friends experience the same too). Went to poly and ask for a referral letter, now I am waiting for KKH to call me for my next appointment under subsidise. Please take note that if they haven't call you within 3 days, download the apps health buddy on your phone and you will see the updated date of appointment there. Hopefully this time round they will give me a peace of mind. Or probably I chosed the wrong gynae ( I opt for female Gynae). Just sharing ! FYI: went check up under subsidised on 15/3, total cost- 1) growth scanning: $59 after subsidised. 2) consultation: $37 after subsidised.