ANY MALAY MUMS HERE?


lina
yups insya-Allah I'm eating for 2, tapi korang percaya ke benda cam ni? haha!

Nora
Spaghetti kebab tu, is spaghetti, but topped with kebab chicken / mutton (of yr choice). It's quite nice, with a malay/arab twang, hehe. I had it at chinatown.
 
<font color="119911">yes true lagi besar periuk besar lagi keraknya.. coz byk yg under me.. me.. me.. sbb tu tak seberapa je.. tak semestinya my pay dat moderate high i cukup utk semuanya &amp; wnt go kebuluran</font>
 
gaji besar, apa yg kau complain tak cukup?
gaji 10k sebulan pun, kalau tak pandai manage pun, tak cukup jer...


nora,
kerana kau yg bayar bonus aku tau....
rajin2 antar servicing @ PG eh... so incentive bleh aku dapat lebih skit... hehehehe
 
lina,
kalo aku invest.. cos tak bleh pegang.
duit dlm tangan cepat abis tau...
aku ler! lain tak tau.

betul tu mas cakap...
tapi knape eh?
 
<font color="119911">mas
yes.. u didnt noe ke? coz dats how they will define whether u r qualified kena amik maid ke tak? thus tak leh kai nama MIL coz shes not working.. only applicable to those whose earning $30K annually</font>
 
aku invest.
but in dis day &amp; age, tak bleh trust investment sgt! nanti hangus.
save ajer suah....

gone are the days where i invest in stocks agressively.
gone are the days where i charge to my card like nobody's business!
haiz.....


nshah,
aku punnnnnn........ most expenses under me.. me... me...
 
<font color="119911">lina
ill save ah coz i tak tau nak invest2..

Slynn
well wat u syg mmg true.. gaji besar mana pun lau tak tau jaga mmg habis.. bt takpelah takkan ku nak bentangkan segala hal aku pat sini seh.. how i say pun org ingat ku boros ke tak tau manage ke apa lah apa pun its ok end of e day yg susah, senang kita..
happy.gif
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lina,
i dun tink so tau...coz my colleague keje recep,ada maid..tau....

Actually it all drop down to how u manage yur financial...
Macam notty cakap sedara dia gaji 1K je anak 4 yet can survive..

Shahlynn plak cakap kalau gaji 10K every mth n tak tahu manage...senang cakap dia tengok orang kereta besar dia nak, dia tengok orang rumah besar dia nak...dia engok orang pakai beg LV dia nak...then susahlah...anak tawkay balak pun bankrupt
 
mas,
tapi kan susah tau kalo 1k w 4 anak le survive!! mcm ne tu?!! aku dua anak tapi expenses bulan2 jer melebihi dari itu! aku reali salute org2 mcm nie tau.
 
{senang cakap dia tengok orang kereta besar dia nak, dia tengok orang rumah besar dia nak...dia engok orang pakai beg LV dia nak...then susahlah...anak tawkay balak pun bankrupt}

now i noe why my BIL cannot marry a Malay.
jgn marah eh... but dats wat he said.
 
<font color="aa00aa">halo halo..just back form lunch
went marina sq today..
had black bean beef noodle..slurpzz..
hehehe...

notty,
lauk2 macam tu my mil pandai.
later i go hm ask her k</font>
 
I didnt know amik maid pun ade min salary requirement.. selama ni amik maid tak come across pun.

Dulu take loan or cc min 30K but i think recently they lax a bit rite.. they lower the requirement.

shahlynn
pg jauh lah.. aku hantar part leng kee jer.. maybe next week nak hantar lame tak servis.. they got overnite option for weekend car so convenient sikit.
 
shahlynn,
like aku cakap, malay ade tis syndrome ler.
syndrome melayu- aku nak apape ajer dia ade!

tak makan takpe asal dapat keep up face!!
 
Pearl coffee

tadi i chk yg kat cold storage. Tak state pun 3 in 1 or 4 in 1. Anyway promotion dah habis now its $6.10 a pack. Packaging kaler pink by power root.
 
<font color="000000">Lynzi
thanks....u masak and I come to collect..charge me aje..
happy.gif


Mas
betol lah..need 30k min per annum...wen u apply maid, the agent tak mintak ur income tax / payslip ke??</font>
 
nshah...

aku cakap jgn marah eh...kalau kau marah aku mintak maaf eh...

kalau its always been u u u u N is affecting u n ur kids then u must do something abt it lah....

kite tak boleh merubah takdir kite....tapi itu tak bermakna kite berserah pade takdir ajer n expect miracles....
 
zu,
susah memang susah... but at the end of the day, tepuk dada tanya selera, tepuk poket dgr syiling..

kau susah mana aku tau....
aku susah mana kau tau....
tapi susah2 aku, ada orang lain yg lagi susah; so i not in the position to whine.

aku tak cukup, aku either work hard to cover the lobang, or i can choose to sit down &amp; whine.
or i can choose to pakai baju yg sama hari2 asalkan anak aku dapat gi skolah &amp; pakai baju cantik2!
 
notty....

gi mas dlm bank 100K sebab tu agent tak mintak dia surat gaji.....

then Nora...agent tgk barang kemas dia ajer pon tak mintak surat gaji

hiihihih
 
** tepuk dada tanya selera, tepuk poket dgr syiling**

aku kalau tepuk dada kan selera aku mesti cakap ...niari macam nak TerMAkan cheesecake...
 
aku tau...
im not complaining eithr . just dat aku really amaze how a family of 6 mcm gitu bleh survive w just 1k! really... aku susah takpe la.. asal anak2 aku sempurna. tu la parents nama nyer. :p
 
<font color="119911">lina
taklah tak marah.. bt thx for e nasihat mmg im also tgh pelan2 like i said habiskan hutang harvey norman yg i still hv 8more mths to go then from there on wont wanna take all this instalments lagi serik seh.. sbb camni lah yg buat sangkut segalanya lambat je late payment, interest n nasib gak my gaji ni tak applicable utk CC syukur else makin byk kang digoda oleh syaitan utk menghabiskan apa yg ada..membazir kan disukai syaitan</font>
 
nshah,
lain kali jgn bli ka instalments... nak bayar perit. and u actually payingf more cos of interest. nak bli, save then pay cash.. and u know tak, by paying cash, u actually can save abt $100-200 on the spot?! :p
 
<font color="aa00aa">notty,
aku masak untuk kau??
*telan air liur kejap*
segannya nak masak untuk pro chef macam kau ni..
tak setanding langsung..ishkk</font>
 
zu...

nak hutang pon boleh tapi ikut kemampuan...kalau tak pandai manage sebaik2 jgn berhutang....tapi kalau dah terpaksa...apekan daya....
 
nie, aku cakap, aku tak bohong eh....
aku pernah bawak balik $900.
laki aku tak kerja.
aku kasi mak aku $200.
aku bayar bills, aku bayar duit rumah, sumer aku aku aku.
skool fees mika pun aku settle.

how like dat? alhamdulillah. aku survived.
aku came out stronger &amp; wiser.
aku syukur aku diberikan ujian sedemikian...
 
mummies

anyone of you pakai CDA to pay for nursery / kindergarten tak?

CDA nie dollar to dollar matching kan?

If school fees $120 kai CDA, does it mean kita effectively pay $60 jer?



san

at last got thru Zulfa. Memang betul next yr fee naik $120. Tapi timings dier 11-2 and 2-5pm jer. Takper, dis sat i will go down to see.
 
betul2 aku promise myself never ever beli kai installments...takut....u can save hundreds tau bila amik their installments plan....nauzubillah
 
nshah...

i guess ur case is just money mis-management....aku pon pernah ade but most importantly kite kena sedar ...seek help if needed...find the root causes...sebab ape ? sebab aku tak nak diri aku n most importantly anak2 aku affected....
 
sabrina,
CDA Mika takder.
say u put in $1k dat year. gahmen gives u 1K more.
so u got $2k for dat year, exlusive of interest.

u use it to pay skool fees. it still withdraw from the act $120 per mth....

u use lah, sampai account tu zero dollar...
 
<font color="ff0000">Sabrina

CDA
Nope
They will deduct full amt $120.00

Coz govt dah deposit 1 to 1 to yr CDA account to match how much yg u dah deposit
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sab ...kena tgk the date when u deposit n bila sekolah deduct....

to play safe...i always deposit full amt 1st....lagipon on certain mth they will deduct extra...e.g for the school holiday,supp. fees,etc
 

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