hi Gingerbread,
If there are frozen stored embryos from the fresh cycles, you can do FET. Often, if you have more embryos frozen from your fresh cycle, 1 fresh may allow you to do a few FET.
For purpose of MOH lifetime limit of 10 cycles (and I hope we all don't need to face limit before we succeed!), FET does not count.
For government co-funding (rebate), FET does not qualify for co-funding - only fresh cycles.
For medisave, you can still use medisave to pay for FET but as we are limited to use medisave only 3 times, some couples will elect to pay for FET by cash instead.
Are you thinking of embarking in ivf soon?
Hope this helps.