I don't know about KKH but Dr Lawrence Ang did mention to me that if we try natural and it fails and needs to go into c-sect, we have to pay for both. Natural about $2000 and c-sect about $1000 cash after medisave for A1 ward in TMC.
If we choose c-sect right from the beginning, it's about $2000 cash after medisave for a 2 bedded ward.
There is no 4 bedded ward in TMC. So if we choose 4 bedded, we will be auto upgraded to 2 bedded. If we choose a normal single bedded ward and if they run of out of those wards, they will auto upgrade us to the suite type.
Dr Ang told me if I want to deliver at Mount Alvernia, I can forget about booking single bedded ward because there are only like 10 such rooms. If they are fully booked, then that's it. Then we have to choose a 2 bedded one instead.