ReBeCcA,
no one can replace a mummy.
If you are working then the childcare subsidy will be $150 a month for each child.
Our kids CCC are quite ok, $450 a month b4 subsidy,
5.5days a week, 7am-7pm.
It's costly if you are a SAHM,
if you contribute to the household income,
then maybe your salary goes to their school fees initially,
but in few years time, your salary will increase (hopefully).
In additional, as they progress to primary schools,
school fees will lower, if you start them earlier,
you'll prepare them earlier for actual school.
You had been a SAHM for few years,
when time comes, you can try working,
then decide for YOURSELF, which is better...
Having your own salary or depending on your hubby's...
If you don't like working, then you can always return to SAHM life...
If the kids are in school,
during school timings you work,
when they are off school, you still can bond with them... right?
Last resort, rent out new house & stay at current on lor...