Mummies, for those with TMC's FBI card, both Dr Koh and Dr Wong are NOT in the list, hence no discount on consultation. But I think I will still go to Dr Wong cos is near my place. If I go with the list of PDs in the FBI card list, I may still end up paying more, considering the time, petrol and carpark fee spent. Another consideration is that when bb is sick, I really don't want to spend too much time on travelling just to save a few dollars.