I am having this problem with my hubby. He is spending more than what he is earning and the worst thing is I don;t know where he spents!
Most of the time weekends we are together with my son either at home with his parents or we will go over to my parents place. Except for sometime take meals outside we need to spend, we usually don't spend a lot. Occasionally will buy things which are for daily use la. But other than that, realy don;t overspend cause i am expecting 2nd baby now that's why i watch rreal tight on our spending.
But the most weird thing is that he earns ard 3k a mth including allowance but the bring back $$ is ard 1900 and the rest is to CPF. Every month, other than clearing his ex credit card debts, paying for insurance and giving his mum allowance, he should have ard 1k left. But each time only mid mth, when i update his pass book, i always see his $$ very little, sometime even less than 100. I really don;'t know where the money go?
I tried to talk to him many times abt this issue but his pride just got ahead off him and he will just shun away from me. Sometimes, he even flare up, thinking i wan to have control over him!
But i really have no such intention. In fact, I am very worried that we will have financial difficulties cause now even paying for my instalments for my maternity package also face cash flow problems. I thought I was well planned, I told him not to use this particular credit card and keep the available credit for maternity expenses. I thought he had listened cause i really told him the serious consequences of not being able to pay and he agreed with me.
But then today then I realise that he did not keep his word amd used up the credit!Today is suppose to be my gynae visit and the last instalment for my package. I was very insecure so from yesterday nite already kept asking him got $$ to pay or not. He just say should have and ignore me.
This morning he suddenly call me and tell me that maybe got some problems with the payment.Then i questioned him and found out he actually used the credit card behind my back!
I am not trying to control him but he reallly cant discipline himself on his spending! In fact, every month end, he will have no money and even havt to borrow froom me at times.
Other than this problem, actually there are more severe incidents that happened too, all because of his overspending...
I feel so stress and terrible!!!
I am pregnant and realy dont wan to worry over such things but i cant help it!
Anyone has a way to help me please!!!!
I really dont know what to do anymore, i have tried both soft ways and gard ways on him but he just cant change.
I will be due in Aug but till now,he did not even once buy a piece of maternity wear for me. Some more, all the gynae visits intinally all i was paying until recently i told him this cant go on, he needs to play his role. Aftr i say and say then he agress relunctly. He as usual use his credit card but never pays. Haiz....
I am earning very little every month and barely can support myself after deducting all the insurance for son, me , bank payments and son school fees. I am alreay leaving off my own income and barely enough to spend.
I really feel so helpless now....even wan find part time job also cannot cause i pregnant...
How? Some please give me some advice??
I will really be thankful..
Most of the time weekends we are together with my son either at home with his parents or we will go over to my parents place. Except for sometime take meals outside we need to spend, we usually don't spend a lot. Occasionally will buy things which are for daily use la. But other than that, realy don;t overspend cause i am expecting 2nd baby now that's why i watch rreal tight on our spending.
But the most weird thing is that he earns ard 3k a mth including allowance but the bring back $$ is ard 1900 and the rest is to CPF. Every month, other than clearing his ex credit card debts, paying for insurance and giving his mum allowance, he should have ard 1k left. But each time only mid mth, when i update his pass book, i always see his $$ very little, sometime even less than 100. I really don;'t know where the money go?
I tried to talk to him many times abt this issue but his pride just got ahead off him and he will just shun away from me. Sometimes, he even flare up, thinking i wan to have control over him!
But i really have no such intention. In fact, I am very worried that we will have financial difficulties cause now even paying for my instalments for my maternity package also face cash flow problems. I thought I was well planned, I told him not to use this particular credit card and keep the available credit for maternity expenses. I thought he had listened cause i really told him the serious consequences of not being able to pay and he agreed with me.
But then today then I realise that he did not keep his word amd used up the credit!Today is suppose to be my gynae visit and the last instalment for my package. I was very insecure so from yesterday nite already kept asking him got $$ to pay or not. He just say should have and ignore me.
This morning he suddenly call me and tell me that maybe got some problems with the payment.Then i questioned him and found out he actually used the credit card behind my back!
I am not trying to control him but he reallly cant discipline himself on his spending! In fact, every month end, he will have no money and even havt to borrow froom me at times.
Other than this problem, actually there are more severe incidents that happened too, all because of his overspending...
I feel so stress and terrible!!!
I am pregnant and realy dont wan to worry over such things but i cant help it!
Anyone has a way to help me please!!!!
I really dont know what to do anymore, i have tried both soft ways and gard ways on him but he just cant change.
I will be due in Aug but till now,he did not even once buy a piece of maternity wear for me. Some more, all the gynae visits intinally all i was paying until recently i told him this cant go on, he needs to play his role. Aftr i say and say then he agress relunctly. He as usual use his credit card but never pays. Haiz....
I am earning very little every month and barely can support myself after deducting all the insurance for son, me , bank payments and son school fees. I am alreay leaving off my own income and barely enough to spend.
I really feel so helpless now....even wan find part time job also cannot cause i pregnant...
How? Some please give me some advice??
I will really be thankful..