Dr Ho is very good, 2kids of mine were delivered by him.. his charges are at the high side, but he does give very assuring advice to me and his stitching skills are very good cos i can get off the bed and walk on the second day.. normal gynae will perform Csect on patient when the bb distress during delivery (oxygen deprived), but Dr Ho assured me that he will make sure the bb will be out by normal delivery. FYI, if perform emergency Csect, you will have to pay twice for delivery charges. True enough, my gal is fine and she is coming 4 years old soon.