Hi Zinnia,
I'm not sure what happens if you skip the appointments, but regardless of what doctor you choose, I would highly recommend that you don't miss any of these appointments. The 3rd trimester appointments are especially important since the baby could be born soon. During each of these checkups, position/size/heart rate of the baby is checked. Position and size will determine whether you can deliver vaginally or it needs to be a C-section. If for any reason the heart rate drops or is abnormal, you will be scheduled for an emergency c-section as soon as the next day (it could be reasons such as the umbilical cord suffocating the baby, or placenta complications).
That being said, I'm not sure about whether Dr.Loi would deliver you or not if you didn't go through with visits and scans. The best would be to call them and ask the nurses to advise you.
I'm currently 32 weeks, and I've already registered for my delivery room at Mount Elizabeth. In order to do that, you'll need these documents:
1) Doctor's Admission Letter: this is written up by Dr. Loi, it details your blood lab work results (12 weeks & 28 weeks blood health and glucose test), drug allergies, whether or not you're diabetic, any complications, and whether you are being admitted for vaginal or c-sec delivery. This form also requires the hospital to notify her when you get admitted so she will be at your labor ward during delivery.
2) Doctor's financial counselling form: this is a form you need to sign to acknowledge that you know how much you potentially will need to pay to Dr.Loi. (What I listed above, Doctor's fee for delivery, labor management fee, post delivery inpatient management fees, anaesthetist fees, any other fees such as emergency surgery or complications). Hospital fees to Mount Elizabeth is mentioned on the form as
separate, please consult with Mount Elizabeth hospital.
So you can see how without regular visits, Dr.Loi might not be able to issue the admission letter, which means you won't be able to get admitted into Mount Elizabeth, and she won't be notified when you do.
To your last question:
- $2800 Doctor's fee goes to Dr. Loi
- $2880 room fee (double room/vaginal delivery) goes to Mount Elizabeth Hospital
So these are separate.
Delivery bare minimum all things included is $7,500, assuming without complication and that you get to deliver vaginally.
Hope this helps!