Singapore’s total fertility rate fell to a historic low of 1.1 babies per woman in 2020. The uncertainty of the pandemic situation certainly hasn’t helped our already dwindling birth rates. To reassure couples and entice them to resume baby-making, the government is offering new parents a one-off Baby Support Grant. This is on top of the enhanced Baby Bonus and other benefits and subsidies for parents designed to help defray child-raising costs.
Baby Support Grant *New*
$3,000 per child
Each Singapore citizen baby born from 1 October 2020 to 30 September 2022 receives a Baby Support Grant of $3,000. Yes, that’s $6,000 for twins, $9,000 for triplets, and so on. This is a one-off benefit to support parents giving birth during these challenging pandemic times. If your baby is already enrolled into the Baby Bonus Scheme, you don’t have to do anything else. It will be deposited into the same bank account you nominated.
Baby Bonus Cash Gift
1st & 2nd child: $8,000 | 3rd child & beyond: $10,000
All Singapore citizen children get a cash gift — the famed Baby Bonus — from the government. The first and second child each receives $8,000, while the third and subsequent child each gets $10,000. It is given out in five instalments to sustain parents over the first 18 months of baby’s life.
(1st & 2nd child)
(3rd child & beyond)
|Within 7-10 days after joining the scheme||$3,000||$4,000|
|Baby turns 6 months old||$1,500||$2,000|
|Baby turns 12 months old||$1,500||$2,000|
|Baby turns 15 months old||$1,000||$1,000|
|Baby turns 18 months old||$1,000||$1,000|
Baby Bonus Child Development Account (CDA) *Enhanced*
1st child: up to $6,000 | 2nd child: up to $9,000 | 3rd & 4th child: up to $12,000 | 5th child & beyond: up to $18,000
The Baby Bonus Child Development Account is a special savings account to help parents offset selected medical and education-related expenses. Simply open a CDA for your child at any of the four big banks (DBS/POSB/OCBC/UOB). The initial CDA First Step of $3,000 will be automatically deposited into it.
Afterwards, parents who continue to save into the CDA will be matched dollar-for-dollar by the government. This is capped at amounts shown in the following table. (Since 1 January 2021, the 2nd child gets double the maximum co-matching amount.)
|Birth order||CDA First Step||Maximum co-matching||Total maximum disbursed|
|2nd child||$3,000||$6,000 (was $3,000)||$9,000 (was $6,000)|
|3rd & 4th child||$3,000||$9,000||$12,000|
|5th child & beyond||$3,000||$15,000||$18,000|
MediSave Grant for Newborns
$4,000 per child
Every Singapore citizen child gets their very own CPF MediSave account at birth. A MediSave Grant of $4,000 is automatically credited into it. This helps parents defray healthcare expenses, including hospitalisation, selected outpatient treatments, and MediShield Life premiums.
MediShield Life Coverage from Birth
From birth, babies are automatically covered by MediShield Life, the mandatory basic health insurance for Singapore citizens. Coverage applies even for children born with congenital and neonatal conditions. MediShield Life premiums may be fully paid with funds in baby’s MediSave account, beginning with the MediSave Grant for Newborns.
Subsidies for Infant Care and Childcare *Enhanced*
Infant care: up to $1,310 per month | Childcare: up to $767 per month
Parents who enrol their children in licensed childcare centres are eligible for a Basic Subsidy of up to $600 per month for full-day infant care and up to $300 for full-day childcare. Families with working mums may qualify for an Additional Subsidy, calculated based on gross monthly household income.
To benefit more families, the income ceiling has been raised to $12,000 since 1 January 2020. Larger families may choose to base it on per capita income. Subsidies are also available for half-day and flexi-care programmes.
|Child placement||Mum’s work status||Gross monthly household income||Basic Subsidy||Additional Subsidy||Maximum total subsidy|
|Infant Care (2-18mth)||Working||Up to $12k||$600||Up to $710||$1,310|
|Childcare (18mth-7yr)||Working||Up to $12k||$300||Up to $467||$767|
Kindergarten Fee Assistance Scheme (KiFAS) *Enhanced*
Up to $170 per month
Children from lower-income households who are enrolled in an Anchor Operator preschool or MOE kindergarten are further eligible for KiFAS. To benefit more families, the gross monthly household income ceiling has also been raised to $12,000 since 2020.
Free Childhood Vaccinations and Developmental Screenings *New*
The National Childhood Immunisation Schedule lists mandatory and recommended vaccinations for children in Singapore. Developmental screenings help to detect any developmental delays in children early on, allowing for timely intervention. Since 1 November 2020, these are now available for free at all polyclinics and CHAS GP (Community Health Assist Scheme General Practitioner) clinics.
Waiver of Passport Application Fee for Newborns *New*
We know you’re not likely to need it any time soon. But since 1 January 2020, parents enjoy a waiver of the application fee on baby’s first passport. It’s valid for five years, after all. Remember to apply before their first birthday!
For more details and the latest updates on the Marriage and Parenthood Package, visit madeforfamilies.gov.sg.