Written by 11:20 am Baby & Toddler, Pregnancy

Be Prepared For The Unexpected: Protect Yourself Against Pregnancy Complications

As an expectant mother, it is only natural to dream of a perfect birthing process. Amidst excitement and anticipation, some of us almost never accommodate the thought of a medical mishap. Health complications can occur at any time – even when your baby is still in your womb.

Did you know that Acute Fatty Liver of Pregnancy (AFLP) is a complication that can affect expectant mothers in their third trimester? It holds potential to turn fatal. What if your child is born with a congenital illness? Cerebral Palsy, Down’s Syndrome and Atrial Septal Defect are just some of them. These could result in hefty medical bills. How will you manage financially?

Insurance is not something to be pondered on only in the later stages of your life. Choosing an insurance plan can start as early as when your child is in the womb.

With MaxMaternity Care offered by OCBC Bank, you can safeguard your child’s future as well as yours from as soon as 13 weeks into your pregnancy. You will be protected from 8 different types of pregnancy complications, such as pre-eclampsia. In the event of a complication, you will receive a guaranteed lump sum payout. In addition, if you are hospitalised in an intensive care or high dependency ward as a result of any of the above pregnancy complications, you will receive daily hospital cash under the hospital care benefit for up to 30 days. To top it off, you are also protected against death or total and permanent disability due to pregnancy complications.

And what about your baby? From birth until the end of the policy’s third year, your child is also assured protection against 18 congenital illnesses with a guaranteed lump sum payout as well. Daily cash will also be paid to you if your child is hospitalised in an intensive care or high dependency ward due to a list of specified unfortunate events such as Hand, Foot and Mouth disease, dengue fever or congenital illnesses.

You have flexibility to choose between basic or enhanced coverage. Paying a one-time premium lets you enjoy an early start in protecting both you and your baby.

In celebration of SG50, there are additional perks for you – a double bonus awaits!

Apply for MaxMaternity Care now and receive a $108 cash credit into your OCBC Child Development Account. It will be matched dollar-for-dollar by the government! In addition, you will also receive a $108 premium voucher for use on Great Eastern Life’s SupremeHealth plan which provides your baby with medical protection. Alternatively, you may choose to use it on TotalShield, which will reimburse out-of-pocket expenses incurred via the deductible and co-insurance portions of the SupremeHealth plan.

Mothers, don’t hesitate to put yourself on the path of financial stability and start protecting yourself and your child from life’s uncertainties. For more information on MaxMaternity Care, please click here, or call OCBC at (65) 6722 2293.

Terms and Conditions

Please refer to the Terms and Conditions Governing OCBC CDA, as well as Terms and Conditions Governing Deposit Accounts (both available at ocbc.com/cda). SG50 MaxMaternity Care Promotion: For full terms and conditions, visit ocbc.com/maxmaternitycare.

Important Notes

Child Development Account savings are matched dollar-for-dollar up to the cap for Government matching contributions – visit www.babybonus.gov.sg for details. MaxMaternity Care, SupremeHealth and TotalShield are provided by The Great Eastern Life Assurance Company Limited, a wholly-owned subsidiary of Great Eastern Holdings Limited and a member of the OCBC Group. These plans are not bank deposits and OCBC Bank does not guarantee or have any obligations in connection with them. This material is for general information only. It is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. The specific terms and conditions of the plan are set out in the policy documents. A person interested in the insurance policies should read the product summary and benefit illustration (available from OCBC Bank) before deciding whether to buy the product. No representation or warranty whatsoever in respect of any information provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein. It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more or have less benefits at the same cost. Policy Owners’ Protection Scheme: These plans are protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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