I considered getting the maternity insurance from AIA previously but dropped the idea entirely. Reason being, its tagged onto a savings plan for the kid. Ultimately, other than ensuring the insurability of the child, you are also "forced" into signing up for a savings plan.
If we add up the cost of an accident plan and a hospital plan for the child (which is more essential in my opinion), it can come up to a few thousand a year. If we decide to get a Life Plan later on, the cost could be in the region of 5-8k a year (or even more)? Not suitable for budget conscious families.
I think GE offers a "Term Plan" solution to this. Meaning, just pay a one off amount to cover your pregnancy. No strings attached when child is born.
For mothers looking at maternity insurance, do check out the T&Cs and check out the different offerings from different companies. At the end of the day, if something do happen, the payout is not much at all.
Just my 2 cents worth!
I considered getting the maternity insurance from AIA previously but dropped the idea entirely. Reason being, its tagged onto a savings plan for the kid. Ultimately, other than ensuring the insurability of the child, you are also "forced" into signing up for a savings plan.
If we add up the cost of an accident plan and a hospital plan for the child (which is more essential in my opinion), it can come up to a few thousand a year. If we decide to get a Life Plan later on, the cost could be in the region of 5-8k a year (or even more)? Not suitable for budget conscious families.
I think GE offers a "Term Plan" solution to this. Meaning, just pay a one off amount to cover your pregnancy. No strings attached when child is born.
For mothers looking at maternity insurance, do check out the T&Cs and check out the different offerings from different companies. At the end of the day, if something do happen, the payout is not much at all.
Just my 2 cents worth!
Which insurer?Nope! One plan, covers both!
Which insurer?
Hi bingqilingAt which stage do you usually buy this insurance? Trying to conceive? The moment you are preggy or after a certain time frame depend on the companies?
AXAWhich insurer?
AXA doesn't insure IVF pregnancy right?
I read FB mummies says once got GDM, then no insurer will take the application, right?MTB-2015, Axa & Aia insure ivf pregnancy.
AXA Family Advantage is the latest plan that starts cover from Week 16 and last application is Week 36.. It has a flexibility to either buy pure savings plans (endowment) for child's education or increase parents' life cover as liabilities increase with new member in the family. And we cover both IVF and natural conceive pregnancy. We also cover both mummy and baby hospital care (normal ward inclusive) in the event if stay more than expected number of days- due to complications listed. In the event of premature (within 60 days from original due date), parents can get life plan for baby subject to limits- this can be decided after baby is outAXA doesn't insure IVF pregnancy right?
How come nobody looking at Ocbc MaxMaternity Care?
im actually thinking of getting OCBC MaxMaternity care as compared to pru/axa
Hi Janelmummy. I am a financial planner from AXA Life. I will be able to help in doing an overview of your current plans and see where are the gaps. No obligations. You may PM me.i am also looking for insurances for my whole family. intend to change my agent to someone more responsible. please recommend!! i prefer GE or Prudential. but if got better ones im ok too!
Hi! I have a friend in Prudential, if u are interested can contact her at +65 9816 8157, madelyn. She is supporting 3 kids and really needed sales, so hopefully u can contact her if u are interested in any policy! Thanks!
Hi, We are a independent FA and supported by most company. Do contact me for a free comprehensive FA review with no obligation.i am also looking for insurances for my whole family. intend to change my agent to someone more responsible. please recommend!! i prefer GE or Prudential. but if got better ones im ok too!
Hi, I am currently 14 weeks pregnant, can I still buy from AXA, Prudential, GE, or OCBC? Is there waiting period for these companies?
I considered getting the maternity insurance from AIA previously but dropped the idea entirely. Reason being, its tagged onto a savings plan for the kid. Ultimately, other than ensuring the insurability of the child, you are also "forced" into signing up for a savings plan.
If we add up the cost of an accident plan and a hospital plan for the child (which is more essential in my opinion), it can come up to a few thousand a year. If we decide to get a Life Plan later on, the cost could be in the region of 5-8k a year (or even more)? Not suitable for budget conscious families.
I think GE offers a "Term Plan" solution to this. Meaning, just pay a one off amount to cover your pregnancy. No strings attached when child is born.
For mothers looking at maternity insurance, do check out the T&Cs and check out the different offerings from different companies. At the end of the day, if something do happen, the payout is not much at all.
Just my 2 cents worth!
So
Which insurance you get ?